Question on a new Skoda
Discussion
Father in Law has just ordered a new Fabia 1.2 TSI SE Estate and would like a few questions answered if anyone has any experience or knowledge of the following dealer options.
Salesman talked him into, Safeguard (£332.50), Asset protection (£479) and Smart Dent cover (£379), as well as charging him £175 for temporary spare wheel and mats. Not sure if any of the above are any good and FiL has no idea what they consist of (he's in his late 70's). Hopefully they are of use as he has paid a £750 deposit with the order and not sure he can stop them now?
Salesman talked him into, Safeguard (£332.50), Asset protection (£479) and Smart Dent cover (£379), as well as charging him £175 for temporary spare wheel and mats. Not sure if any of the above are any good and FiL has no idea what they consist of (he's in his late 70's). Hopefully they are of use as he has paid a £750 deposit with the order and not sure he can stop them now?
If the car hasn't been delivered he can take off what he likes.
Dent cover at £379? Seems a bit OTT to me.
Supaguard is his/your call. I've always had even my demo cars done with it as I see the benefits.
GAP, that does seen a bit steep but check what the policy is, is it an RTI policy?
Dent cover at £379? Seems a bit OTT to me.
Supaguard is his/your call. I've always had even my demo cars done with it as I see the benefits.
GAP, that does seen a bit steep but check what the policy is, is it an RTI policy?
David87 said:
Gap insurance is decent, the rest is a waste of money.
This imo, having been given these options on our skodas. The supagard lasted 4ish months before the finish deteriorated and it picked up marks; I've used the one free tube of top up wax now, can't see its value against a coat of good regular wax tbh.The gap insurance reads well, as in theory the cost price on the car is paid out up to 3 years after purcahse if its written off, stolen, set on fire etc.
Thanks for the replies, looks like keep the gap (asset) cover and ditch the the other two, although I'm not sure he will have the gumption as he's too polite and I won't be around. He has also taken the finance which origonally was interest free on the car he was looking at but the salesman talked him in to a cheaper special offer model and I think the APR is now around 7%.
A while back I priced up a Citigo and the salesman tried to talk me into the same items, I asked if the sale of these was on commission he got a bit defensive so that was a yes then. I declined his offer and let it be known if he wanted my business don't try and sell me things like that again.
Didn't buy the Citigo either.
Didn't buy the Citigo either.
Gap insurance may not be needed in a lot of cases with a new car. Most insurers replace the car with a new one if a total loss in the first year and some for two years.
I would get a pro detailer to do a protection detail on the car for ~£100-£250 rather than have Diamondbrite/Supagard/GuardX etc done at the dealer.
I wouldn't have the dent protection either personally, but if he visits supermarket car parks often it might be worth it....
I would get a pro detailer to do a protection detail on the car for ~£100-£250 rather than have Diamondbrite/Supagard/GuardX etc done at the dealer.
I wouldn't have the dent protection either personally, but if he visits supermarket car parks often it might be worth it....
I suspect the salesman was very happy after earning the commission on those options, including the finance deal. Can't help wonder what the actual difference between the two models is after adding in the 7% interest unless it was a significantly lower spec model.
Shop around for GAP insurance, most insurance companies offer this.
Shop around for GAP insurance, most insurance companies offer this.
Safe guard (if it is paint protection) is a waste of money and costs the dealer approx £15. Gap insurance is a good idea but you can get it cheaper elsewhere - incidentally my Dad buys Skodas and his dealer told him to go elsewhere for it as he couldn't be competitive against other companies.
I'm Skoda sales.
Lot of the add ons are standard stuff that yes, we do make money on but some of the prices quoted are higher than what I would charge. He's under no obligation to take any but RTI as mentioned is worthwhile.
0% actually earns the salesman more than the 7.9% apr bizarrely on the current campaigns. £300 doc fee as opposed to £50.
You mention 1.2 tsi se estate?
These are available full price (circa 14k iirc) with the 0% but there are a limited run of 'special offer' cars being ran at £9995 on low rate. It may be he's actually better of taking the rated finance on the cheaper car.
If he can pay it off quicker even better, or all at once then winner!
Anything else just ask, we're not all w
kers!
Lot of the add ons are standard stuff that yes, we do make money on but some of the prices quoted are higher than what I would charge. He's under no obligation to take any but RTI as mentioned is worthwhile.
0% actually earns the salesman more than the 7.9% apr bizarrely on the current campaigns. £300 doc fee as opposed to £50.
You mention 1.2 tsi se estate?
These are available full price (circa 14k iirc) with the 0% but there are a limited run of 'special offer' cars being ran at £9995 on low rate. It may be he's actually better of taking the rated finance on the cheaper car.
If he can pay it off quicker even better, or all at once then winner!
Anything else just ask, we're not all w
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