Cerby Insurance advice
Discussion
Hello to the merry men, i come seeking a small portion of advice.
I am soon hoping to be acquiring my first cerb after a very lengthy search. My question now turns to insurance...probably should have done this first but, no.
Are your cars covered on classic policies? My current situation, I have a daily driver, a pre 73 on a classic policy, and now i want to add the cerb. For some reason, I cannot seem to get it covered on a classic policy, even though it won't be my main driver. Thus, all the big insurers are quoting me and won't take my lengthy NCB into account as this is already applied to my daily driver, so the insurance is sky high and is really putting me off the proposition.
I am aware that you can only apply a NCB to one car, but my classic policy has the NCB to it too, which is confusing. What does everyone else do? I can't justify ditching my daily and running the cerb everyday!
Cheers
I am soon hoping to be acquiring my first cerb after a very lengthy search. My question now turns to insurance...probably should have done this first but, no.
Are your cars covered on classic policies? My current situation, I have a daily driver, a pre 73 on a classic policy, and now i want to add the cerb. For some reason, I cannot seem to get it covered on a classic policy, even though it won't be my main driver. Thus, all the big insurers are quoting me and won't take my lengthy NCB into account as this is already applied to my daily driver, so the insurance is sky high and is really putting me off the proposition.
I am aware that you can only apply a NCB to one car, but my classic policy has the NCB to it too, which is confusing. What does everyone else do? I can't justify ditching my daily and running the cerb everyday!
Cheers
Call Classicline. They sort out the insurance on my Griff 500 and my 4.5 Cerb. I pay about £300 for the Griff and £90 for the Cerb - but this is as it is on lay up insurance off the road currently. I think when I asked how much it will be when back on the road it was about the same as the Griff.
Neither of these are my daily so you don't need to worry about NCB tied to one car.
Neither of these are my daily so you don't need to worry about NCB tied to one car.
Main car - elephant (part of admiral)
Classic (tr6) - grove and dean classic policy
Cerb - Can't seem to get covered on a classic policy (maybe my age?), and elephant won't put it on a multicar deal with my main car.
Apparently the only option I have is to insure it on a non-classic policy with no NCB applied as i have this on my main car. I simply cannot afford this option
Classic (tr6) - grove and dean classic policy
Cerb - Can't seem to get covered on a classic policy (maybe my age?), and elephant won't put it on a multicar deal with my main car.
Apparently the only option I have is to insure it on a non-classic policy with no NCB applied as i have this on my main car. I simply cannot afford this option
TimJM said:
Call Classicline. They sort out the insurance on my Griff 500 and my 4.5 Cerb. I pay about £300 for the Griff and £90 for the Cerb - but this is as it is on lay up insurance off the road currently. I think when I asked how much it will be when back on the road it was about the same as the Griff.
Neither of these are my daily so you don't need to worry about NCB tied to one car.
Thanks for that, will certainly try. Neither of these are my daily so you don't need to worry about NCB tied to one car.
I got my Cerbera insurance through Manning UK.
As I've been driving a Company Car for years I didn't have any NCB to use. They came up with a really good limited mileage fully comp policy, that includes trackday insurance (albeit with a £1000 increase in excess). The only downside is that you do not earn NCB on the policy, bujt that didn't worry me as it was cheap enough.
As I've been driving a Company Car for years I didn't have any NCB to use. They came up with a really good limited mileage fully comp policy, that includes trackday insurance (albeit with a £1000 increase in excess). The only downside is that you do not earn NCB on the policy, bujt that didn't worry me as it was cheap enough.
I'm insured with Manning UK too. I have about 9 years NCD on 2 daily driver policies with Direct Line which Manning just mirrored. I did have to provide photos inside and out to show general condition and an odometer photo as it's a limited milage policy.
£425 with agreed valuation and trackday cover, for 5000 miles per year
£425 with agreed valuation and trackday cover, for 5000 miles per year
I'm with Manning too, they mirrored the NCB from the daily driver, which is with Direct Line, over to the Cerb 6000 mile limited, Track day cover inc (£1000 xs) cost me £360, they get my vote... From previous experience RH Classic insurance are also good, especially if the car is garaged....
Warwick67 said:
I'm with Manning too, they mirrored the NCB from the daily driver, which is with Direct Line, over to the Cerb 6000 mile limited, Track day cover inc (£1000 xs) cost me £360, they get my vote... From previous experience RH Classic insurance are also good, especially if the car is garaged....
You got 6000 miles!?!?! I've only 1000 left until the end of January. I'm going to call them!jamieduff1981 said:
I'm insured with Manning UK too. I have about 9 years NCD on 2 daily driver policies with Direct Line which Manning just mirrored. I did have to provide photos inside and out to show general condition and an odometer photo as it's a limited milage policy.
£425 with agreed valuation and trackday cover, for 5000 miles per year
I'm with Mannings too. Just under £390 with agreed valuation and trackday cover, for 7000 miles per year £425 with agreed valuation and trackday cover, for 5000 miles per year
Byker28i said:
jamieduff1981 said:
I'm insured with Manning UK too. I have about 9 years NCD on 2 daily driver policies with Direct Line which Manning just mirrored. I did have to provide photos inside and out to show general condition and an odometer photo as it's a limited milage policy.
£425 with agreed valuation and trackday cover, for 5000 miles per year
I'm with Mannings too. Just under £390 with agreed valuation and trackday cover, for 7000 miles per year £425 with agreed valuation and trackday cover, for 5000 miles per year
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