4.6% on loans atm pay off you car loan :-)

[mrdemon]

if you want to pay off you car finance or high dealer rates

Santander are doing a 4.6% rate atm up to 15k

10 days only.

bit of a headline figure.

I don't work for them just a public help post :-)

[fastgerman]

HSBC are doing similar

I paid my 997 off recently and won't do dealer finance again.

A few years old, within warranty and a bank loan is the way forward :-)

[kayc]

mrdemon said:

if you want to pay off you car finance or high dealer rates

Santander are doing a 4.6% rate atm up to 15k

10 days only.

bit of a headline figure.

I don't work for them just a public help post :-)

4.6%?wow...is that cheap when savings rates are 0.5%?taxable....

[Helicopter123]

kayc said:

mrdemon said:

if you want to pay off you car finance or high dealer rates

Santander are doing a 4.6% rate atm up to 15k

10 days only.

bit of a headline figure.

I don't work for them just a public help post :-)

4.6%?wow...is that cheap when savings rates are 0.5%?taxable....

That is VERY cheap for UNSECURED debt.

Rates for secured debt are in the 1.65 - 2.00 % over base meantime.

[Paul O]

mrdemon said:

if you want to pay off you car finance or high dealer rates

Santander are doing a 4.6% rate atm up to 15k

10 days only.

bit of a headline figure.

I don't work for them just a public help post :-)

Thanks.

[AlexH997]

its what i did!

[sidicks]

kayc said:

4.6%?wow...is that cheap when savings rates are 0.5%?taxable....

Have you seen them shape of the yield curve?

Are you a better credit risk than a government or AAA corporate??

[kayc]

sidicks said:

Have you seen them shape of the yield curve?

Are you a better credit risk than a government or AAA corporate??

I have seen the shape of the yield curve...set to flatten a lot soon imo..also regarding credit rating I would say I certainly don't have an out of control budget deficit and I actually can pay what I owe..so yes I am a better rating

[sidicks]

kayc said:

I have seen the shape of the yield curve...set to flatten a lot soon imo..also regarding credit rating I would say I certainly don't have an out of control budget deficit and I actually can pay what I owe..so yes I am a better rating

[mikem7709]

LOL, maybe it's time we started asking the banks what their credit risk is before depositing money with them.

[kayc]

mikem7709 said:

LOL, maybe it's time we started asking the banks what their credit risk is before depositing money with them.

If it wasn't for the Govt guaranteeing first £80k of savings most people probably would!

[anonymous-user]

kayc said:

mikem7709 said:

LOL, maybe it's time we started asking the banks what their credit risk is before depositing money with them.

If it wasn't for the Govt guaranteeing first £80k of savings most people probably would!

This. Certainly wouldn't put more than the guaranteed amount with any of our banks.

[Zyp]

REALIST123 said:

kayc said:

mikem7709 said:

LOL, maybe it's time we started asking the banks what their credit risk is before depositing money with them.

If it wasn't for the Govt guaranteeing first £80k of savings most people probably would!

This. Certainly wouldn't put more than the guaranteed amount with any of our banks.

It would be nice to have that decision to worry about

[steve singh]

kayc said:

mikem7709 said:

LOL, maybe it's time we started asking the banks what their credit risk is before depositing money with them.

If it wasn't for the Govt guaranteeing first £80k of savings most people probably would!

You're Incorrect on a few counts there

[kayc]

steve singh said:

You're Incorrect on a few counts there

Apologies..£85k.

[steve singh]

kayc said:

steve singh said:

You're Incorrect on a few counts there

Apologies..£85k.

Per person too - given every single Porsche owner is like a greek god of love / a complete stud - then they will be married, so you can double that

[mikem7709]

I'm sure that if everyone decided they wanted to put all their cash under the mattress at the same time, the government could easily deliver on the promise.