Could insurers start spying on all of us
Could insurers start spying on all of us
Author
Discussion

ging84

Original Poster:

9,548 posts

176 months

Wednesday 18th December 2013
quotequote all
So we know insurers have been trying out all sorts of black boxes to spy on drivers who opt into a scheme

councils are already starting to buy up rather more sophisticated anpr cameras capable of picking up various types of driving offences automatically
how long till these camera manufacturers start pushing these systems into the hands of insurers so they can secretly judge our driving ? how legal would this sort of thing be, and if it were in anyway illegal, how could anyone prove it was going on?

what happens when someone's GT86 gets taken on a 250 joy ride by a mechanic and is observed, speeding, tailgating, running red lights etc.
If these were observed by traffic cameras there would be the chance to contest the tickets and say i was not the driver at the time, but if the incidents were simply logged on a secret insurance industry database, the first and only thing you would know about it would be an unusually high increase in your insurance premiums

anonymous-user

84 months

Wednesday 18th December 2013
quotequote all

ging84

Original Poster:

9,548 posts

176 months

Wednesday 18th December 2013
quotequote all
you go back to reading your unencrypted emails with your non foil lined headwear
we'll see who's right when the robots take over

LoonR1

26,988 posts

207 months

Wednesday 18th December 2013
quotequote all
Absolute genius and I've been foiled again by those pesky kids. I have around 10,000 staff sitting in a top secret bunker at 32 Longwirh Ave, Tunbridge Wells. Their job is to observe everyone at all times and then add them to our mega database so that we can charge them an extra £14 on their premium.

It's hugely profitable spending millions for the extra few thousand generated in premium income.

rolleyes

roofer

5,136 posts

241 months

Wednesday 18th December 2013
quotequote all
All of our company cars have just been fitted with trackers for insurance renewal (100k cheaper !)

The info they record is remarkable. So much so, we have taken one drivers van off of him and told him to sort his own transport.

There is concern about the legal implications if we knowingly let him drive our vehicle after being provided with his data.

A lot are up in arms about it, me? i'll stick with the car allowance !

I suspect it will come to all cars eventually, and we'll all be driving about like snails.

LoonR1

26,988 posts

207 months

Wednesday 18th December 2013
quotequote all
Taking his van off him is not sufficient to get you off the hook. An employer retains some responsibility for all staff whilst travelling on company business irrespective of how they are travelling or who owns the vehicle.

anonymous-user

84 months

Wednesday 18th December 2013
quotequote all
Good point. If this bloke's job includes driving, then you need to get him some driver training or consider moving him to another job, or even to the dole office if his driving is really bad.

TwigtheWonderkid

49,130 posts

180 months

Wednesday 18th December 2013
quotequote all
roofer said:
and we'll all be driving about like snails.
How does a snail drive? It has no limbs, can't reach the pedals or hold the wheel!

Devil2575

13,400 posts

218 months

Wednesday 18th December 2013
quotequote all
So the OP has invented some scenario and now wishes for people to comment on it?

How about - not going to happen.

Panda P

247 posts

166 months

Wednesday 18th December 2013
quotequote all
TwigtheWonderkid said:
How does a snail drive? It has no limbs, can't reach the pedals or hold the wheel!
They are fairly adaptable and accept modifications easily.


anonymous-user

84 months

Robb F

4,614 posts

201 months

Wednesday 18th December 2013
quotequote all
Panda P said:
They are fairly adaptable and accept modifications easily.

That's quiet a stock photo

ZOLLAR

19,920 posts

203 months

Wednesday 18th December 2013
quotequote all
Robb F said:
Panda P said:
They are fairly adaptable and accept modifications easily.

That's quiet a stock photo
Personally I think it's quite loud..

ZOLLAR

19,920 posts

203 months

Wednesday 18th December 2013
quotequote all
ging84 said:
So we know insurers have been trying out all sorts of black boxes to spy on drivers who opt into a scheme

councils are already starting to buy up rather more sophisticated anpr cameras capable of picking up various types of driving offences automatically
how long till these camera manufacturers start pushing these systems into the hands of insurers so they can secretly judge our driving ? how legal would this sort of thing be, and if it were in anyway illegal, how could anyone prove it was going on?

what happens when someone's GT86 gets taken on a 250 joy ride by a mechanic and is observed, speeding, tailgating, running red lights etc.
If these were observed by traffic cameras there would be the chance to contest the tickets and say i was not the driver at the time, but if the incidents were simply logged on a secret insurance industry database, the first and only thing you would know about it would be an unusually high increase in your insurance premiums
I'd imagine you'd simply provide proof of the car being in for a service..


thatdude

2,660 posts

157 months

Wednesday 18th December 2013
quotequote all
The INSA (international National Security Agency) are watching all of us always. Every pass of wind, every slight heavy foot, every little embaressing trip, every schoolboy error. They know. And Snowden will tell the world.

(Hello american government, how are you today?)

Riley Blue

23,205 posts

256 months

Wednesday 18th December 2013
quotequote all
Is today Paranoia Wednesday?

anonymous-user

84 months

Wednesday 18th December 2013
quotequote all
Today is Burgundy Wednesday. Go fk yourself PH!

Robb F

4,614 posts

201 months

Wednesday 18th December 2013
quotequote all
ZOLLAR said:
Personally I think it's quite loud..
sleep

richs2891

906 posts

283 months

Wednesday 18th December 2013
quotequote all
roofer said:
I suspect it will come to all cars eventually, and we'll all be driving about like snails.
I guess the plan is to have all cars fitted with gps that does not allow speeding, as it will only go to the max speed of that road, it will maintain a speed that it thinks sensible for the road based on some arbitrary factor, such as the weather, amount of traffic etc.
Then after a few years the same people who think the above is a god idea, will be asking why there is more congestion, and road deaths have not dropped significantly etc as every one will drive to the max speed possible without really thinking about (well probably less than a lot do already when) driving.
Either fully automate cars (not a good idea in my eyes) or spend money on continuous driver education, ie a suitability to drive test every 5 years that can fail.

dave7692

683 posts

159 months

Wednesday 18th December 2013
quotequote all
I expect if this did happen the Daily mail would write about it.

People would then be annoyed about it.

Then they'd realise that they've had the "location services" switched on on their iPhone that hasn't left their side in 5 years....