What's Bupa Healthcare like? Worth it?
Discussion
Hi,
My dad has offered to put me on his company Bupa healthcare plan. It won't cost me anything each month, but I'd need to pay the excess for any treatments (think it's £150). There's also a maximum amount they'll cover which I think is £1,500.
That's all I know for now. Are there different levels of cover? I can't help but think £1500 wouldn't cover much, given that medical treatment always costs a fortune.
Any thoughts on the plan or on Bupa themselves?
Thanks,
Dan
My dad has offered to put me on his company Bupa healthcare plan. It won't cost me anything each month, but I'd need to pay the excess for any treatments (think it's £150). There's also a maximum amount they'll cover which I think is £1,500.
That's all I know for now. Are there different levels of cover? I can't help but think £1500 wouldn't cover much, given that medical treatment always costs a fortune.
Any thoughts on the plan or on Bupa themselves?
Thanks,
Dan
I've found this page...
http://www.bupa.co.uk/business/business-health-ins...
Looking at the figures, I assume it's the Enhanced cover. So, for the layman who has no medical knowledge at all, what is out patient cover and in patient cover? What's the difference?
Edit: don't worry, a quick google and I've found the answer! http://www.drewberryinsurance.co.uk/health-insuran...
So, if they paid for all inpatient treatments in full, I don't really have anything to worry about.
http://www.bupa.co.uk/business/business-health-ins...
Looking at the figures, I assume it's the Enhanced cover. So, for the layman who has no medical knowledge at all, what is out patient cover and in patient cover? What's the difference?
Edit: don't worry, a quick google and I've found the answer! http://www.drewberryinsurance.co.uk/health-insuran...
So, if they paid for all inpatient treatments in full, I don't really have anything to worry about.
Edited by zed4 on Monday 30th December 22:04
You need to read the small print as usually consultations/xrays etc have a limit and operations do not.
I have it through work with a £100 one off a year per person excess, wife does not take hers to save tax and being as she is covered on mine.
Over the last few years wife as had the usual womans bits removed, and 3 or 4 other minor ops, also plated wrist and then plate removed, daughter had gall bladder removed.
Boss used his for his wife who had terminal cancer and they kept her alive for 5 years after she was told by the nhs that nothing could be done(not a slant on the nhs).
In my eyes i have seen the benefit of it in action so well worth it.
I have it through work with a £100 one off a year per person excess, wife does not take hers to save tax and being as she is covered on mine.
Over the last few years wife as had the usual womans bits removed, and 3 or 4 other minor ops, also plated wrist and then plate removed, daughter had gall bladder removed.
Boss used his for his wife who had terminal cancer and they kept her alive for 5 years after she was told by the nhs that nothing could be done(not a slant on the nhs).
In my eyes i have seen the benefit of it in action so well worth it.
jontymo said:
You need to read the small print as usually consultations/xrays etc have a limit and operations do not.
I have it through work with a £100 one off a year per person excess, wife does not take hers to save tax and being as she is covered on mine.
Over the last few years wife as had the usual womans bits removed, and 3 or 4 other minor ops, also plated wrist and then plate removed, daughter had gall bladder removed.
Boss used his for his wife who had terminal cancer and they kept her alive for 5 years after she was told by the nhs that nothing could be done(not a slant on the nhs).
In my eyes i have seen the benefit of it in action so well worth it.
Excellent, thank you. I'll be taking my dad up on it, seeing as it will be free! I have it through work with a £100 one off a year per person excess, wife does not take hers to save tax and being as she is covered on mine.
Over the last few years wife as had the usual womans bits removed, and 3 or 4 other minor ops, also plated wrist and then plate removed, daughter had gall bladder removed.
Boss used his for his wife who had terminal cancer and they kept her alive for 5 years after she was told by the nhs that nothing could be done(not a slant on the nhs).
In my eyes i have seen the benefit of it in action so well worth it.
Managed to get good of the terms for the cover. Here it is...
http://eca.co.uk/_assets/files/Key-facts-Bupa.pdf
http://eca.co.uk/_assets/files/Key-facts-Bupa.pdf
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