Insurance renewal time - help needed please!

[dasherdiablo1]

It's that time of year again and I've had an Admiral multi-car policy for quite a few years now but as always they've come back with a high quote; basically £1k total for both cars. I went online and did the confused thing and got quotes for exactly the same level of cover with Admiral for £600 total - this annoys me because they aren't trying to be competitive from the outset.

However, I've had some very good quotes come in on the 911 but I don't know how good the insurance companies are if/when something goes wrong. Admiral wanted over £600 on initial renewal letter. So details are as follows:-

Swift Cover = £270
AXA = £275
Swift Cover Plus = £300
Priviledge = £365

So does anyone have good or bad experiences with the above companies to help me make the right choice!

Cheers in advance,
David

[justanother5tar]

Try Greenlight. Very good. Quoted 1500 on mine from comparison sites, covered me for 850 ish, though I am relatively young with a modified Fiesta ST.

[KTF]

Been insured with all of those in the list. Never had a problem but then I have never had to make a claim either.

[Deerfoot]

I've just had my multicar renewal through, same deal as you. Quoted a £650 renewal fee and quotes of £368 through a comparison site for both cars with the same company.

A quick call to my present insurer to inform them of my cancellation resulted in them meeting the online quote. It's a stunt they pull every year to try and profit from the idle customers who don't shop around.

Give them a call and see what they'll do. Failing that, start up your new policy as per your online quote and then instruct them to not renew your present policy.

[Matt UK]

Not sure what the premium will look like, but I rate Direct Line.

I got hit from the rear whilst stationary in traffic. The guilty party was very sorry at the scene but then tried the 'actually, I can't be sure the driver in front didn't reverse into me..' a few days later...

I was dreading a lazy 50/50 settlement, but Direct Line got on the case, did whatever they needed to do, and the quick result came back as 'non fault claim - cost incurred £0'. Didn't put my premium up either, in fact the renewal was slightly less.

For that reason I've been with them for years. I must be the right profile for them as the best anyone else does is get within a couple of quid. All I would say is that you have to run a quote online to get the right price each year - they don't take the piss massively like some, but their renewal is always a cheeky 10%ish up on the new customer quote. An annual 2min phone call sorts that out though.

I often think that it's about value, not price. A cheap quote on paper sounds great until you actually have to use the service you have purchased and find out they are utter rubbish - at which point it's all a bit too late.

[Ved]

justanother5tar said:

Try Greenlight. Very good. Quoted 1500 on mine from comparison sites, covered me for 850 ish, though I am relatively young with a modified Fiesta ST.

I'm with these guys and have been for as long as I can remember. Great guys and always very helpful. Thankfully never had to claim but they seem a good bunch and premiums are always competitive.

[nails1979]

dasherdiablo1 said:

Swift Cover = £270
AXA = £275
Swift Cover Plus = £300
Priviledge = £365

David

top 3 are all axa anyway. They're a bit poo imho.

bottom one is a direct line or U K I iirc