extended warranty-waste of time/money?
extended warranty-waste of time/money?
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Discussion

funbobby

Original Poster:

1,683 posts

281 months

Tuesday 4th March 2014
quotequote all
so hopefully picking new car up this week smile and wondered if an extended warranty is worth entertaining on these cars? anyone bothered or plain waste of money?

Adrian W

15,095 posts

251 months

Tuesday 4th March 2014
quotequote all
funbobby said:
so hopefully picking new car up this week smile and wondered if an extended warranty is worth entertaining on these cars? anyone bothered or plain waste of money?
I would read every word and exemption in the warranty you have been given, my sons car came with a warranty supposedly covering everything except obvious consumables, his alternator bearing failed, the warranty company refused to fix it as it was still working! they were persuaded it was in their interest to change it.

V1DL3R

560 posts

152 months

Tuesday 4th March 2014
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It also depends on how much you want to get your hands dirty. I would argue that if you are buying into the Noble brand you have to expect to get your hands dirty once and a while fixing wiper motors or changing fuel pump fuses - little bits the wear out. Most warranties are void if the car is worked on by anyone other than a recognised garage and definitely if you want to add any upgrades. If you don't want to work on the car then maybe it's a good idea as it may save you some money over normal garage rates. But as said above, check the exclusions.

AMG Merc

11,955 posts

276 months

Tuesday 4th March 2014
quotequote all
Bottom line is, as has been mentioned, unless you're talking factory backed policies, you're usually up for a fight when trying to claim on these policies, as they only cover what they want to. I tend to avoid them. When buying used I follow this approach.

Apart form the obvious visually and driving checks...

Whilst the car is at the dealer and before purchase, pay for, or negotiaite into the price, an inspection by an independant tester and pay for a full report. Suggest not AA or RAC as they are too generalist. This will show up lots of detail so you can decide. My Pork one was 20+ pages with photos - £300 well spent IMHO.

Pay for, or negotiate into the price, for the dealer to have the car MOTed (whether it is due or not). This can show up stuff the previous inspection can't always get to (depending on ramp availability, etc.).

I presume the dealer is offering you at least 3 months warranty so, once purchased, use this period to test and test again - in all weather, situations and roads as Sale of Goods (fit for purpose, etc.) will apply.

Good luck with your decision smile

mgbond

6,749 posts

255 months

Tuesday 4th March 2014
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If your with the AA then get the parts and labour cover. As long as you call them out to the problem (broken down) they cover u up to £500 and it be claimed a few times a year.

I've used it quite a few times in the past but thankfully the last couple of years I've not had an issue.

funbobby

Original Poster:

1,683 posts

281 months

Tuesday 4th March 2014
quotequote all
car is from dealer so it will have to be fit for purpose first 3 months anyway within reason, wouldn't expect to him to cover silly things. just wondered about a warranty beyond that?

5paulmv

1,250 posts

194 months

Tuesday 4th March 2014
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Iff you feel you need a warranty your buying the wrong car I've owned mine since 2009 never missed a beat . Iff I had a warranty what a waste off money it would have been

G_Sleigh

202 posts

238 months

Tuesday 4th March 2014
quotequote all
Hey

Massive waste of time.
I tried to claim for things which were clearly under warranty and they argued until blue in the face
Ended up making the dealer help pay towards the costs and never doing that again.

funbobby

Original Poster:

1,683 posts

281 months

Tuesday 4th March 2014
quotequote all
Ok figured as much, picking up Thursday roll on smile