Insurance

[TVRIK]

Adrian Flux sent through my renewel
This week...£230.00!!! Searched got a quote for £117.00
Told Adrian Flux... Renewel now £114.00
Can't complain at that!

Rik

[GOG440]

I would have told them to stuff it, if they can suddenly drop their price by 50% why didnt they quote you that in the first place.

[TVRIK]

Yeah ell I was in two minds... But I thought ah did it, it's easy and I don't need to think about,
I get your sentiment though.

[Toby Tram]

I always take the attitude that companies that do that don't deserve your business. It's just an admission on their part that they were trying to take the proverbial!!

I've just had my renewal..............ready for this..........£347. The car is garaged, 5000 miles pa and I'm 47 and live in a reasonable area.

I'm very curious to see what I can get it for. I remember a thread a while back which indicated that I should be able to get it for less than £150.

Adi

[MethylatedSpirit]

Toby Tram said:

I've just had my renewal..............ready for this..........£347. The car is garaged, 5000 miles pa and I'm 47 and live in a reasonable area.

I'm 22, 10k pa and agreed value £6000 for £400

I think you're being conned somewhere

[TVRIK]

Toby Tram said:

I always take the attitude that companies that do that don't deserve your business. It's just an admission on their part that they were trying to take the proverbial!!

I've just had my renewal..............ready for this..........£347. The car is garaged, 5000 miles pa and I'm 47 and live in a reasonable area.

I'm very curious to see what I can get it for. I remember a thread a while back which indicated that I should be able to get it for less than £150.

Adi

Yeah you will get it a lot less! Mines for 5k parked on the drive and I'm 42

[KKson]

Link to recent insurance thread. Got mine for £136. 3k miles and live in the middle of no where.

http://www.pistonheads.com/gassing/topic.asp?h=0&a...

[ElvisWedgely]

Yes, it is upsetting when they offer to beat a quote after the initial offer, because someone else is offering a better deal. It gives me the feeling I'm being diddled. Why couldn't they give the better offer first? Especially with something like an insurance policy, when, what they are actually selling is a bit of paper based on probabilities, statistics and risk.

Tony.TCB.

[Toby Tram]

ElvisWedgely said:

Yes, it is upsetting when they offer to beat a quote after the initial offer, because someone else is offering a better deal. It gives me the feeling I'm being diddled. Why couldn't they give the better offer first? Especially with something like an insurance policy, when, what they are actually selling is a bit of paper based on probabilities, statistics and risk.

Tony.TCB.

Yes, but what they are giving away if they reduce the cost, is their profit.....and they're greedy b********.

I knew my premium was high last year but I just wanted to get the car on the road. I am well up for the haggle this year though!!

Funny, last year , when I was just about to by the car I was turned down for insurance because I hadn't had a performance car in the last 12 months! Actually, I had sold my Cerbera about 13 months beforehand. Insurance is a strange business but NEVER forget it is solely about making money!

Adi

[maston]

Toby Tram said:

I always take the attitude that companies that do that don't deserve your business. It's just an admission on their part that they were trying to take the proverbial!!

I've just had my renewal..............ready for this..........£347. The car is garaged, 5000 miles pa and I'm 47 and live in a reasonable area.

I'm very curious to see what I can get it for. I remember a thread a while back which indicated that I should be able to get it for less than £150.

Adi

Try Lancaster Insurance, I pay about £150 fully comp etc.

[marcus1875]

Yup. Lancaster for me too. £84 fully comp on a 2.8 v6, 3k miles.
Marcus

[dixiebabes]

I'm with RH insurance £12 a month. Wouldn't miss that if I lost it down the sofa. Brilliant value 4k millage valued at 5k and full European breakdown cover.

Dix

[Convert]

Just renewed with RH. £116 for the year.

[wedgeinald]

I'm with Peter D. James.

Agreed £6k value, UNLIMITED mileage, EU wide breakdown etc and under £180 (cant remember the exact figure) Always a pleasure to deal with.

I'm happy with them.

[Toby Tram]

So I've now sorted my insurance renewal. Boy, the phones are busy on a Saturday morning!!

So, the renewal was going to be an outrageous £347.

I've tweeked my requirements a bit in that it's now 3000 pa instead of 5000.

The renewal, with RH, is £111 and that includes legal, salvage retention and Uk and euro breakdown cover. With a £150 XS.

Much happier than I was when I got my renewal documents through.

I didn't even get a revised quote from my existing insurer because he wouldn't take details via email and wanted me to phone him. The trouble is I don't have time to phone during the working week and he opens only 9-5 Monday-Friday. He must be doing well!!

Adi

[Convert]

Never had to shop around, as RH always send me their best quote when renewal is due.


I know of a couple of chaps who've had to claim via RH, who had very positive experiences.

[ChapattiBoy]

When I had the wedge I was with RH. Still with them now I have the Roller Holder...Difference in premium was £33...Cannot whack that.

Rob

[prideaux]

I cant fault heritage insurance especially if you have more than one car I have 6 cars on a multi car policy including my daily driver and its under £800 a year cant complain about that when I started driving 30 years ago a van was costing me £2500 so amazing what the years have done there is advantages to getting old
A

[Toby Tram]

Convert said:

Never had to shop around, as RH always send me their best quote when renewal is due.


I know of a couple of chaps who've had to claim via RH, who had very positive experiences.

That sounds good then. If that's the attitude they take then they are likely to retain my business next year.

A.

[wooly350i]

My view is none of them seem to want to retain business as they all hike up the price after year one, for me its been a yo yo each year, back with classic line at present, but been through Footman James, Adrian flux, to name a couple. Tobz just changed from admiral multi car coz they're getting greedy again so I've left them too with my Octavia. Same applies to house insurance, you've got check them out every year now , smarmy leeches most em.