Insurance valuation help needed!
Discussion
I can't help with the value of the car but I would suggest you talk to a broker before insuring it. I recently had a total loss on my car and assumed that the insured value of the car is what would be paid out. However, they paid based on 'book value' not what I had valued the car at. For me the difference wasn't massive but it may be in your case. You can nominate a value of £40k but if they look it up in Parkers and it says £20k that will be their starting point for negotiations. The other issue is that if Parkers say £20k and it is damaged it may be deemed a total loss for damage which is only a fraction of the real value of the car.
Thanks for the advice Dicky, they've asked me for a valuation ( adrian flux) for an agreed value. Ive also fitted a firex system, Europe wide tracker and a whole host of complex sequential systems / anti theft items wired to the starter, ignition and fuel pump so fingers crossed nothing happens. I must say their free European recovery service when the car broke down in France was nothing short of sensational; taxi to Marseille, two BA flights, taxi at heathrow. 911 taken to garage in UK. No charge. Fabulous!
I too am not able to assist with the value of your specific car, but as already mentioned you should be looking to arrive at an Agreed Value. I have this on my Track Evo through my broker, Pace Ward, and it was underwritten by an Evo specialist at Pace Ward's request.
I would suggest approaching someone such as Autofarm or Parr to see if they offer this service.
I would suggest approaching someone such as Autofarm or Parr to see if they offer this service.
Thanks Trevor Autofarm is a good call, I'll pop by there and see what they think. If it is ever lost I would be OK with £40...I think trying to find a blue non sunroof C4 and going through what Ive been through to get to this stage again wouldn't be worthwhile again.
PS I had a Mitsubishi Evo VI RS in Silver ( not white) for a while, fabulous car 1200 kg, 364 BHP but no ABS. Fitted it with laser and radar jammers ( not detectors). Had a couple of too close calls in it...I need ABS!
PS I had a Mitsubishi Evo VI RS in Silver ( not white) for a while, fabulous car 1200 kg, 364 BHP but no ABS. Fitted it with laser and radar jammers ( not detectors). Had a couple of too close calls in it...I need ABS!
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