Is this one claim or two claims? Two vehicles, one policy.

[Dog Star]

Here's the scenario....

Theft from garage. Two bikes insured on a multibike policy. One of the bikes is successfully stolen, the other has it's ignition switch damaged etc but doesn't get pinched.

Is this one claim or two?

[10 Pence Short]

Are they both on one actual policy or both on discounted policies bundled together? What does your paperwork say?

[Dog Star]

No, they are on one policy; the certificate is a single certificate with two reg numbers on it.

[kambites]

Probably depends on how the insurance company's internal claims system works. I would guess it'll be done under the same claim, though.

[Dog Star]

I thought it'd be about 20 quid to get a new ignition barrel, so not worth the bother or the time arranging collection of the bike etc.

Er, no. They're really, really expensive.