Race car and trailer policy

[heightswitch]

Hi Guys.
Got to sort some race car and trailer insurance out..I have been putting it off after OAMPS who I was with previously stopped doing the policy. Any recommendations?

Neil.

[Keithyboy]

Try Ryan or REIS. The latter were a touch cheaper for me - storage and transit for car (when not under its own power)& trailer.

[7 TVR]

Another one for Ries good service and not to steep!

[heightswitch]

cheers guys will bell them tomorrow.
Neil.

[wadsapple]

Stevenage Insurance Services brilliant

[heightswitch]

Just had quote from Reis £512 for car and trailer based on 40k value?? Not sure if this is good or not??

N.

[Keithyboy]

I paid REIS £340 for the Tuscan (£25k) and the trailer Neil.

[heightswitch]

Probably about right with 40k cover.
The trailer seemed to load the policy a bit more. The lady said thats what gets knocked from paddocks most of the time. They were also adamant that 2 separate security devices are to be fitted to trailer when parked.

N.

[Keithyboy]

heightswitch said:

Probably about right with 40k cover.
The trailer seemed to load the policy a bit more. The lady said thats what gets knocked from paddocks most of the time. They were also adamant that 2 separate security devices are to be fitted to trailer when parked.

N.

Neil

Extracts from the paperwork I have:


Minimum Security Standards for Storage & Transit Cover.

Car Regular place of storage must be a secure building of sound construction.

Trailers When stored a minimum of two security devices must be attached and operative. When in transit a minimum of one security device must be attached and operative.


Notes

Car stored in a secure compound or in a closed trailer must be agreed in advance.

A hitch-lock on its own is not considered to be a security device. It must either be accompanied by a second device or used to attach the trailer to another object.

For example:
Hitch lock and wheel clamp counts as two devices
Hitch lock attaching trailer to a car counts as one device
A hitch lock on its own offers very little security and does not count.

A secure building with doors and windows must have:-
All doors fitted with a dead lock
All windows or other openings to be fitted with internal bars

Sound construction is of brick, concrete, or block construction with a tile, slate, clad
or felt roof. All timber buildings and thatch roofs must be referred in advance.


I read that to mean 2 devices when its in its usual place of storage - I would consider it being parked in a paddock or elsewhere to be in transit? I'll double check that with them tomorrow!

[heightswitch]

Keithyboy said:

heightswitch said:

Probably about right with 40k cover.
The trailer seemed to load the policy a bit more. The lady said thats what gets knocked from paddocks most of the time. They were also adamant that 2 separate security devices are to be fitted to trailer when parked.

N.

Neil

Extracts from the paperwork I have:


Minimum Security Standards for Storage & Transit Cover.

Car Regular place of storage must be a secure building of sound construction.

Trailers When stored a minimum of two security devices must be attached and operative. When in transit a minimum of one security device must be attached and operative.


Notes

Car stored in a secure compound or in a closed trailer must be agreed in advance.

A hitch-lock on its own is not considered to be a security device. It must either be accompanied by a second device or used to attach the trailer to another object.

For example:
Hitch lock and wheel clamp counts as two devices
Hitch lock attaching trailer to a car counts as one device
A hitch lock on its own offers very little security and does not count.

A secure building with doors and windows must have:-
All doors fitted with a dead lock
All windows or other openings to be fitted with internal bars

Sound construction is of brick, concrete, or block construction with a tile, slate, clad
or felt roof. All timber buildings and thatch roofs must be referred in advance.


I read that to mean 2 devices when its in its usual place of storage - I would consider it being parked in a paddock or elsewhere to be in transit? I'll double check that with them tomorrow!

Yep.
Same policy they're quoting for
N.

[Keithyboy]

. . . and the advice from REIS:

. . if the trailer is not connected to the back of your car attach 2 forms of security - as when it is not attached (in transit) it is considered as being stored.