Witness to accident. Should I tell my insurer I'm a witness?
Discussion
Morning
This morning, I was witness to a small accident. Just wondering if I should tell my insurer that I'm witness or let it be and wait until I'm contacted?
I pulled up to a roundabout with a truck alongside me. We were both doing about 10mph and slowing as we coming up to the "give way" line. A Clio drove round the roundabout and coming up to be in front of us at the same time. All pretty normal so far. I slowed to stop my car at the line but the Clio panicked and came to a halt on the roundabout because they thought I wasn't going to stop. The truck, on the other hand, kept going, to keep momentum I guess, and rear-ended the Clio. It wasn't anything crazy, it was like 5mph.
I did a bit of Googling and apparently, reporting that I'm a witness could be detrimental to myself even though I'm not involved.
This morning, I was witness to a small accident. Just wondering if I should tell my insurer that I'm witness or let it be and wait until I'm contacted?
I pulled up to a roundabout with a truck alongside me. We were both doing about 10mph and slowing as we coming up to the "give way" line. A Clio drove round the roundabout and coming up to be in front of us at the same time. All pretty normal so far. I slowed to stop my car at the line but the Clio panicked and came to a halt on the roundabout because they thought I wasn't going to stop. The truck, on the other hand, kept going, to keep momentum I guess, and rear-ended the Clio. It wasn't anything crazy, it was like 5mph.
I did a bit of Googling and apparently, reporting that I'm a witness could be detrimental to myself even though I'm not involved.
Why would you inform your insurer if you weren't involved in the incident?
However, i've never had a car panic brake on a roundabout because it thought I wasn't going to stop. Were you really creeping up to the line at 10mph, or were you flying down to the give way point? It reads as if you may consider yourself responsible for the accident.
However, i've never had a car panic brake on a roundabout because it thought I wasn't going to stop. Were you really creeping up to the line at 10mph, or were you flying down to the give way point? It reads as if you may consider yourself responsible for the accident.
mnkiboy said:
Why would you inform your insurer if you weren't involved in the incident?
However, i've never had a car panic brake on a roundabout because it thought I wasn't going to stop. Were you really creeping up to the line at 10mph, or were you flying down to the give way point? It reads as if you may consider yourself responsible for the accident.
^ This.However, i've never had a car panic brake on a roundabout because it thought I wasn't going to stop. Were you really creeping up to the line at 10mph, or were you flying down to the give way point? It reads as if you may consider yourself responsible for the accident.
YOu don't have to report every accident you weren't involved in to your car insurer, any more than you need to tell your home insurer that you called the police when you saw your neighbour's house being broken in to.
It does read as though you believe someone will try to pin the blame on you though - and the speeds you describe are highly unlikely to provoke the circumstances you describe.
Having said that, I still don't think anyone could pin this on you legally, even if you were driving like a bit of a boy racer (which you may not have been - that's just how it looks to an outsider)
It has nothing to do with your insurers, as you were not involved in any accident.
You could offer to be a witness in the event of any claim but, to do this, you'd need the details of the other drivers and to see if the Police were involved.
You could ring them and ask if it has been reported or just leave it and let the other two vehicles sort it between themselves.
From what you say, it would seem that it has nothing really to do with you driving or accident wise.
You could offer to be a witness in the event of any claim but, to do this, you'd need the details of the other drivers and to see if the Police were involved.
You could ring them and ask if it has been reported or just leave it and let the other two vehicles sort it between themselves.
From what you say, it would seem that it has nothing really to do with you driving or accident wise.
jamieduff1981 said:
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It does read as though you believe someone will try to pin the blame on you though - and the speeds you describe are highly unlikely to provoke the circumstances you describe.
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Looks like "crash for cash" to me, it just doesn't scan It does read as though you believe someone will try to pin the blame on you though - and the speeds you describe are highly unlikely to provoke the circumstances you describe.
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.OP, was the lorry on your offisde or your nearside? Can you draw a pic or give a maps.google link to where this happened?
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