is this a repair or write-off?
Discussion
I'm guessing there's a picture coming?
Eta - as if by magic it appears!
I'm not too familiar with the construction of your car, but looks mainly like plastic panel damage. Doesn't mean it'll be cheap to repair though! I'm guessing they'll repair that.
Eta - as if by magic it appears!
I'm not too familiar with the construction of your car, but looks mainly like plastic panel damage. Doesn't mean it'll be cheap to repair though! I'm guessing they'll repair that.
Edited by wiliferus on Saturday 17th May 07:20
Depends. If the crumple zone behind the boot is damaged, it might not be worthwhile to fix that and the other parts. If it's just the bumper, then they'll probably repair it.
Someone took out the passenger door and rear quarter of my Megane last year. Ended up being repaired as it was all just panel damage. So long as it's nothing structural, then there's a good chance they'll repair it.
Someone took out the passenger door and rear quarter of my Megane last year. Ended up being repaired as it was all just panel damage. So long as it's nothing structural, then there's a good chance they'll repair it.
Value of your car - £6k?
In 2007 my 3.5 year old pug 206 worth about £4.5k was rear ended, twice in 6 months.
On both occasions it had a new hatch, boot floor, rear slam panel (welded), bumper, well everything rear of the back axle, including shocks and rear wing repairs where they creased with the impact (44 tonne lorry then a grand Cherokee).
It was repaired both times. I sold it shortly after no. 2
In 2007 my 3.5 year old pug 206 worth about £4.5k was rear ended, twice in 6 months.
On both occasions it had a new hatch, boot floor, rear slam panel (welded), bumper, well everything rear of the back axle, including shocks and rear wing repairs where they creased with the impact (44 tonne lorry then a grand Cherokee).
It was repaired both times. I sold it shortly after no. 2
kiethton said:
Value of your car - £6k?
In 2007 my 3.5 year old pug 206 worth about £4.5k was rear ended, twice in 6 months.
On both occasions it had a new hatch, boot floor, rear slam panel (welded), bumper, well everything rear of the back axle, including shocks and rear wing repairs where they creased with the impact (44 tonne lorry then a grand Cherokee).
It was repaired both times. I sold it shortly after no. 2
jeez - must be a fair jolt when getting shunted by a 44 tonne lorry - This was just a corsa yet it's left me really sore.In 2007 my 3.5 year old pug 206 worth about £4.5k was rear ended, twice in 6 months.
On both occasions it had a new hatch, boot floor, rear slam panel (welded), bumper, well everything rear of the back axle, including shocks and rear wing repairs where they creased with the impact (44 tonne lorry then a grand Cherokee).
It was repaired both times. I sold it shortly after no. 2
Insurance seems really on the ball - I'm with AXA, they very quickly got the job through to local bodyshop, estimater already looked this morning at it, and now the corsa's insurer churchill is very keen to take on the case directly, which I guess makes sense as it means less administration.
If I ring my insurance company axa and tell them to forget about it, the other guy's insurer will deal directly with me in getting it sorted, I'm thinking that would be better for me, as I could presumably then when taking out future insurance still say that I've never made a claim? whereas if I go through my insurance and they claim it back from churchill, then I suppose I do have to answer yes, I made a claim? (because they always ask that question "regardless of fault", don't they?)
Edited by AlVal on Saturday 17th May 12:33
AlVal said:
jeez - must be a fair jolt when getting shunted by a 44 tonne lorry - This was just a corsa yet it's left me really sore.
Insurance seems really on the ball - I'm with AXA, they very quickly got the job through to local bodyshop, estimater already looked this morning at it, and now the corsa's insurer churchill is very keen to take on the case directly, which I guess makes sense as it means less administration.
If I ring my insurance company axa and tell them to forget about it, the other guy's insurer will deal directly with me in getting it sorted, I'm thinking that would be better for me, as I could presumably then when taking out future insurance still say that I've never made a claim? whereas if I go through my insurance and they claim it back from churchill, then I suppose I do have to answer yes, I made a claim? (because they always ask that question "regardless of fault", don't they?)
Too late - you've declared it now. When you apply for insurance it'll say something to the effect of 'Have you had any accidents or claims in the last 5 years'. Whether your insurance company paid out is irrelevant. Insurance seems really on the ball - I'm with AXA, they very quickly got the job through to local bodyshop, estimater already looked this morning at it, and now the corsa's insurer churchill is very keen to take on the case directly, which I guess makes sense as it means less administration.
If I ring my insurance company axa and tell them to forget about it, the other guy's insurer will deal directly with me in getting it sorted, I'm thinking that would be better for me, as I could presumably then when taking out future insurance still say that I've never made a claim? whereas if I go through my insurance and they claim it back from churchill, then I suppose I do have to answer yes, I made a claim? (because they always ask that question "regardless of fault", don't they?)
Edited by AlVal on Saturday 17th May 12:33
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