Breakdown cover
Author
Discussion

sone

Original Poster:

4,610 posts

259 months

Thursday 19th June 2014
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I'm looking for Breakdown cover for a Ktm Xbow including European cover. Ok I know it's not a kit car as such but it's not what you'd call a production car either. Just wonder whether you chaps would have any idea who could help.
The usual suspects ie AA or RAC don't want to know)-:

Many thanks

Steve

Furyblade_Lee

4,114 posts

245 months

Friday 20th June 2014
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Steve I was with Axa I think ( offices in Reigate ? ) via GoCompare for about £50 on my Phienix. A dodgy £5 aero switch caused a terminal misfire near Grenoble in the French Alps, and they could not be any more helpful getting the car and me home, hotel room and the choice of a flight or Eurostar. I chose the train and had a 600mile pub crawl :-)

Frankthered

1,666 posts

201 months

Saturday 21st June 2014
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Watching this thread with interest as I've been looking at this myself.

FWIW I had my daily driver covered by GEM Motoring Assist until recently (got a new car with RAC cover) and I believe that they cover any car. They certainly cover classics and I meant to call them to check out whether my Minari was covered, but never got round to it. You need to pay extra for European cover, though.

I did also notice that Adrian Flux does breakdown cover - it includes Europe and is cheaper too - particularly if you are insured through them too.

My insurance is up for renewal next month, so I'm thinking of giving them a go - I would be interested if anyone has any feedback on their service.

I did wonder if the RAC / AA would cover specialist cars on their individual policies - when I put my reg no. into the AA site, it directed me to their business cover, which looked ok, but would be more expensive.

Fastpedeller

4,145 posts

167 months

Saturday 21st June 2014
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When I asked about cover with RAC they said a kit car (Ereg) wasn't cover because it was too old - I pointed out that DVLA tell me it's date of registration is 2009, although they have given it an age related plate. Bizarrely when hunting for insurance one broker told me it was too young for classic insurance 'cos it was 2009 registered. AA said it was covered for breakdown/recovry (which is reassuring as they had a guy selling their cover at the Stoneleigh Kit Car Show!)

pigeondave

216 posts

249 months

Sunday 22nd June 2014
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Ive used MSM insurance before.
Just remember to take the paper part of you licence with you if the worst happens.

A lot of the time insurance companies want to try to fix your car but if you keep saying that its a specialist job they will eventually give you a hire car.
My bike engined friends don't have any trouble as its a bike engine in a car and no garage will touch them.

My car was a different story. They tried, but reeling off a list of non standard parts puts the garages off even trying after a while.

CrutyRammers

13,735 posts

219 months

Sunday 22nd June 2014
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Interesting. I'm covered by the RAC already, and rang them to see about the Dax, and they said "you are covered for any car you are driving sir". Hmmmm.

Fake7

722 posts

220 months

Sunday 22nd June 2014
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I used to use Insurance Choice for about £35.

The one time I broke down, they had a low loader to rescue me in less than 30 mins.

If you do need rescuing, make sure you mention the car is very low at the front, as they have some pick-ups with longer ramps (so shallower angle).