Cheapest ways to get second car insurance
Cheapest ways to get second car insurance
Author
Discussion

p1tse

Original Poster:

1,412 posts

221 months

Saturday 28th June 2014
quotequote all
Current insurance is with Axa on main car

I see they do temp cover but that's for 30 days only

It's for a 2004 ka so probably worth £1k and mileage a year 2k max

Whilst doing some online checks with no ncd it's coming back more than I would like for me or my wife at 30+

This is due to having bought another car and deciding what to do with it or ideally use it as trying to sell another car at the moment

Any cheap insurers out there?

sebhaque

6,534 posts

210 months

Saturday 28th June 2014
quotequote all
I have a few cars on Admiral Multicar. If you're a track day-er they're not brilliant, but for general usage on the road they're very competitve. As a 24 year old I pay about £1100 on a Vauxhall Corsa 1.2, a Rover 623 and a Nissan 370Z together. All fully comp.

andygtt

8,345 posts

293 months

Saturday 28th June 2014
quotequote all
Admiral multicar, the more cars you have the more discount you get.... Even my 18yr old has insurance for £800 on my multicar!

Denis O

2,141 posts

272 months

Saturday 28th June 2014
quotequote all
I had the same recently and went to A-Plan. I guess any broker would do as they all have access to a number of different products.

They were able to get me a policy that reflected my NCD built on another car. Not all of it but enough to make it worthwhile.

As for multi car policies I wouldn't touch them with a barge pole. They suck you in with cheap deals and then renewal time is a nightmare. An insurer that may be cheap for a particular car at a particular time is highly unlikely to be cheap for the same circumstance in a years time. That's why we all change once a year, after we've done the search engine thing. Why would anyone think differently.

Similar to protected NCD which is another con in my book.

p1tse

Original Poster:

1,412 posts

221 months

Saturday 28th June 2014
quotequote all
Thanks I've already paid annual fee and doesn't end for a while
So it will be searching a separate product, so was hoping someone had some good experience elsewhere

Tesco wants near £300!

The Moose

23,677 posts

238 months

Saturday 28th June 2014
quotequote all
I took out a multicar policy with aviva as I added to the fleet. I had 9 years NCB which they mirrored onto the second vehicle for me. Was rather good of them! Very helpful on the phone also.

p1tse

Original Poster:

1,412 posts

221 months

Saturday 28th June 2014
quotequote all
Axa don't do multi car

Will ring them up first
But any recommendations on brokers to ring which is worth checking?

I'll also ask on the phone what the penalty payment is if cancelled before expiry if paying monthly
I read on some admin charge say £40 bit would I have to pay for x% pro rata months for getting out

vikingaero

13,255 posts

198 months

Saturday 28th June 2014
quotequote all
p1tse said:
Axa don't do multi car

Will ring them up first
But any recommendations on brokers to ring which is worth checking?

I'll also ask on the phone what the penalty payment is if cancelled before expiry if paying monthly
I read on some admin charge say £40 bit would I have to pay for x% pro rata months for getting out
Email or call up Axa and ask them if they will mirror your no claims, which they will for certain occupations. Then go online and get a quote inputting your no claims. When you get asked for proof of no claims you email them back stating your original policy number and they will refund 10% for a second policy too.

I insure a second car with them for £180.

p1tse

Original Poster:

1,412 posts

221 months

Monday 30th June 2014
quotequote all
For ease I did a few comparisons and direct online
Ended up going for quidco compare
£25 cash back
1x £26
11x £12

At least that's sorted for now and gives me the option to use and sorted for mot etc