Provisional insurance
Author
Discussion

JG93

Original Poster:

163 posts

163 months

Friday 11th July 2014
quotequote all
Can a fully comp driver drive a car which only has provisional insurance? legally?

SV8Predator

2,102 posts

196 months

Friday 11th July 2014
quotequote all
Nobody on here know what your policy says.

Pcot

863 posts

213 months

Friday 11th July 2014
quotequote all
What has being fully comp got to do with anything?

Aretnap

1,983 posts

182 months

Friday 11th July 2014
quotequote all
What's provisional insurance?

Some insurance policies allow you to drive other cars, some don't. Of the ones that do, some require the other car to be covered by a separate policy of it's own, some don't. You need to read your own policy documents to know what yours allows.

ging84

9,548 posts

177 months

Friday 11th July 2014
quotequote all
Aretnap said:
What's provisional insurance?
This is what i was wondering
do i have provisional insurance when i have a quote which is valid for 30 days?

LoonR1

26,988 posts

208 months

Friday 11th July 2014
quotequote all
I think I know what the OP means, but I can't be arsed guessing so let's see if he can untangle his own mess and explain it properly.

Pcot

863 posts

213 months

Friday 11th July 2014
quotequote all
I would imagine he means insurance for a provisional licence holder!

JG93

Original Poster:

163 posts

163 months

Friday 11th July 2014
quotequote all
Sorry, I'll try make it a bit clearer I would like to borrow my brothers car he's a learner drive and he's covered under provisional insurance and I was just wonder if my insurance would cover that

Pcot

863 posts

213 months

Friday 11th July 2014
quotequote all
It depends totally on what YOUR insurance policy covers YOU to drive.
Are you covered to drive other vehicles?

Mound Dawg

1,931 posts

205 months

Friday 11th July 2014
quotequote all
I'd ask your own insurers. It's got b'all to do with his.

JG93

Original Poster:

163 posts

163 months

Friday 11th July 2014
quotequote all
Just checked it, not covered boo! thanks lads

Aretnap

1,983 posts

182 months

Saturday 12th July 2014
quotequote all
If 93 is your year of birth I'm not too surprised - most insurers nowadays seem to restrict driving other cars cover to the over 25s.

If/when you do get a policy which includes it remember that it will only give you third party cover to drive another car - so if you use it to borrow your brother's car and have an accident which is your fault (or rather, one which you can't prove is someone else's fault) you'll be paying for the repairs yourself, or having a rather awkward conversation with your brother.