Impecuniosity

[MTSGarage]

It means being without money/penniless.

A long story short but I was hit by an uninsured driver, required a hire car which I had for a few months.

The claim was taking ages to settle and so Kindertons asked if they could have the hire car back, I agreed and bought another car.

A few months later I have now had a letter asking me to help Kindertons say I was impecunious before the claim, as they go through the courts trying to recover the costs from the third party.

They have stated in the letter that they will not charge me but require my bank statements and wage slips 3 months prior to the accident.

It was over 6 months ago now and I can't remember what funds I had, I probably could of bought another car straight away though and can see this backfiring on me.

Anyone else had this sort of trouble, after a claim?

[marshalla]

Sounds like you entered into a credit hire agreement, and are now being asked to prove that you had to do this because you had insufficient funds to pay for the car hire yourself (and thus minimise the costs by avoiding the interest & charges associated with credit hire).

There's a few threads about it scattered across PH.

ETA : Here's one of the most recent : http://www.pistonheads.com/gassing/topic.asp?h=0&a...

Edited by marshalla on Tuesday 29th July 12:25

[MTSGarage]

marshalla said:

Sounds like you entered into a credit hire agreement, and are now being asked to prove that you had to do this because you had insufficient funds to pay for the car hire yourself (and thus minimise the costs by avoiding the interest & charges associated with credit hire).

There's a few thread about scattered across PH.

ETA : Here's one of the most recent : http://www.pistonheads.com/gassing/topic.asp?h=0&a...

Thanks for that bud.