Mobility cars the low down plz?
Discussion
Ok so wife has chronic Sciatica and has been awarded the higher rate mobility component care.Very unexpected to be honest. So she is now eligible for a mobility car. Now i have not look at the ins and outs of this prospect. So if there is anyone on here who has one or knows about it, i would be grateful. What happens to my insurance NCB. Will i still keep adding to it if i give up our normal car. I know there is restriction on its usage. Can i take our son fishing, or to the football? The extra you can pay for a better car, is that a one off or every year? who services the car and supplies tires etc?
Look upon it as an all inclusive lease vehicle. You choose a car from the motability list and pay the deposit amount (many are nil deposit). The car arrives and then either part or all of your wifes allownce goes to pay the monthly rental.
Insurance, RFL,servicing/repairs, breakdown cover etc is all covered in your monthly payment. All you have to do is put fuel in it. You will lose your NCB unless you insure another car. After 3 years you choose another car and go again. You can change sooner if your wifes condition changes and makes the current car unsuitable.
It can be used for pretty much anything you like so long as it can be linked back to your wife. You take son to footy to save the wife having to do so.
If you hand it back in good condition you get a cheque for £250 for doing so. Obviously if you want something like a BMW / Audi etc the upfront deposit will be maybe £2k or so, but a lot of Vauxhall/Ford/Citreon etc are nil deposit.
Insurance, RFL,servicing/repairs, breakdown cover etc is all covered in your monthly payment. All you have to do is put fuel in it. You will lose your NCB unless you insure another car. After 3 years you choose another car and go again. You can change sooner if your wifes condition changes and makes the current car unsuitable.
It can be used for pretty much anything you like so long as it can be linked back to your wife. You take son to footy to save the wife having to do so.
If you hand it back in good condition you get a cheque for £250 for doing so. Obviously if you want something like a BMW / Audi etc the upfront deposit will be maybe £2k or so, but a lot of Vauxhall/Ford/Citreon etc are nil deposit.
Edited by oldnbold on Friday 8th August 19:21
didnotbat said:
If the Motability award is your wife's name then she must be a passenger or driver of the car whenever it is used. You can take your son to football but only if your wife accompanies or drives you. In other words you will not be able to use the car if your wife is not present.
Please ignore this, it is totally wrong.All the correct details are on the Motability website.
didnotbat said:
If the Motability award is your wife's name then she must be a passenger or driver of the car whenever it is used. You can take your son to football but only if your wife accompanies or drives you. In other words you will not be able to use the car if your wife is not present.
Incorrect, great work on keeping up the 'stupid advice on the Internet' tradition though. didnotbat said:
If the Motability award is your wife's name then she must be a passenger or driver of the car whenever it is used. You can take your son to football but only if your wife accompanies or drives you. In other words you will not be able to use the car if your wife is not present.
Please go back to where you came from...Just what is the point on a subject that you know f
k all about?didnotbat said:
If the Motability award is your wife's name then she must be a passenger or driver of the car whenever it is used. You can take your son to football but only if your wife accompanies or drives you. In other words you will not be able to use the car if your wife is not present.
I think you are mixing up Motability with the use of a Disabled Badge. In the latter case I think you do need the person present to use the disabled facilities, IIRC (and I am open to being corrected)
But don't worry. Just present your ramblings as fact.
Butter Face said:
didnotbat said:
If the Motability award is your wife's name then she must be a passenger or driver of the car whenever it is used. You can take your son to football but only if your wife accompanies or drives you. In other words you will not be able to use the car if your wife is not present.
Incorrect, great work on keeping up the 'stupid advice on the Internet' tradition though. B'stard Child said:
Butter Face said:
didnotbat said:
If the Motability award is your wife's name then she must be a passenger or driver of the car whenever it is used. You can take your son to football but only if your wife accompanies or drives you. In other words you will not be able to use the car if your wife is not present.
Incorrect, great work on keeping up the 'stupid advice on the Internet' tradition though. I've seen some people hire their motability cars out, use them to deliver pizza and generally abide the scheme. I've no qualms in reporting someone misusing the scheme, it ruins it for those it genuinely helps out.
Most people on the scheme realise how beneficial it is and how much it helps them, others are just idiots.
Might have changed ,but my last one was an ex mobility one and there is a limit on the annual mileage .I also believe you have to use their insurance ,which is not cheap and I have doubts on transferring your NCB. Add to that AFAIK, they take your higher rate for lease/servicing and I believe a limited number of tyre changes, and you get nothing. From what I've seen the PUG fuel only deal would IMHO be a better deal . But right away , change your VED- It's free for those on higher rate and a blue badge is automatic on application . That's what I've found from the manual in last car and digging around. Just some starter tips ,I'd checkout how accurate this is now, as IDS modified things last year ,to save cash.
Who me said:
Might have changed ,but my last one was an ex mobility one and there is a limit on the annual mileage .I also believe you have to use their insurance ,which is not cheap and I have doubts on transferring your NCB. Add to that AFAIK, they take your higher rate for lease/servicing and I believe a limited number of tyre changes, and you get nothing. From what I've seen the PUG fuel only deal would IMHO be a better deal . But right away , change your VED- It's free for those on higher rate and a blue badge is automatic on application . That's what I've found from the manual in last car and digging around. Just some starter tips ,I'd checkout how accurate this is now, as IDS modified things last year ,to save cash.
You get 20k per year, upto 2 full ages of tyres, insurance is included for 2 drivers (£250 for further drivers) NCB makes no difference at all.In exchange you sacrifice your higher rate allowance.
It's a better deal than pretty much any regular lease deal you can get IMO.
Edited by Butter Face on Friday 8th August 21:54
B'stard Child said:
Damn I was hoping that was true - locally there is a young (ish) single & unemployed mother that has a brand new car ever three years thanks to a mobility award for her mother who doesn't even live in the same house - not shy about it either
The nominated driver has to live within a five mile radius of the qualifying person, if that person cannot drive.andym1603 said:
B'stard Child said:
Damn I was hoping that was true - locally there is a young (ish) single & unemployed mother that has a brand new car ever three years thanks to a mobility award for her mother who doesn't even live in the same house - not shy about it either
The nominated driver has to live within a five mile radius of the qualifying person, if that person cannot drive.I have never ever seen the mother get in the car in the last 10 years - it's just a free perk
Gassing Station | General Gassing | Top of Page | What's New | My Stuff