How Much does your insurance cost?
How Much does your insurance cost?
Author
Discussion

blockpower

Original Poster:

155 posts

263 months

Tuesday 14th December 2004
quotequote all
just want to get an idea here if there are any regional variations in the cost of insurance for the Cerb..i know London is very expensive.


i myself paid £1150,to PEART associates, on the 99 4.5..i'm in Manchester and 35 years old, with a clean licence..(well for now that is)

i sometimes look down at that speedo, and i can be shocked by how much faster you are going than you think you are...

Cerb's rule....and other TVR's of course..

rzm

1,180 posts

262 months

Tuesday 14th December 2004
quotequote all
I live in Brighton and got mine through Churchill online (10% discount) and paid £780 for the year (up front) for a 4.2 Cerb.

Clean Licence, 33yrs, Full NCD. I also opted for the Protected NCD and legal cover otherwise it would have only been £660

blockpower

Original Poster:

155 posts

263 months

Tuesday 14th December 2004
quotequote all
thats quite surprising rearly, i mean if you took the unprotected cover that makes yours half of what i'm paying..

how much diffrence can there be between the 4.2, to 4.5. they are both group 20 arn't they?
i suspect that Manchester is a greater risk area also. but £600, i'm crying now as i type this

plug

1,136 posts

267 months

Tuesday 14th December 2004
quotequote all
I live in Herne Bay, Kent, I pay £1100,30 years old, 5 years no claims, fully comp, legal cover and it is parked on the road for a speed six w reg, Bell Direct.

>> Edited by plug on Tuesday 14th December 22:39

redleicester

6,869 posts

274 months

Tuesday 14th December 2004
quotequote all
Clean licence, 70% no claims, 27, rural Worcestershire with a 4.2, £650pa covering 12,000 miles, class 1 business use and 20 days European.

No trackday cover sadly...

Tyre Smoke

23,018 posts

290 months

Tuesday 14th December 2004
quotequote all
'99 4.5 no mileage limitations, full NCD wife and I to drive (me 39, wife 35) £490 fully comp with Direct Line (which insured my Chim but charged £50 a year more ) but I do live in Devon!

ukBOB

16,277 posts

294 months

Tuesday 14th December 2004
quotequote all
£1300 with only 1 years NCB(!) on a £25k 98 4.5. 28 years old, based in Sussex. I dont have a Cerb, but have the quote from sunninghill

budaholic

1,516 posts

264 months

Tuesday 14th December 2004
quotequote all
I'm 35 and have a '98 4.5 garaged in Herts. 5 yrs NCB protected with legal cover, £630 with Privilege for me and my missus. Only added her cos premium went down, she'll never drive it,

IIRC, Privilege, Direct Line and Tesco are all the same group, so should all give similar quotes.

jonnie5

716 posts

282 months

Tuesday 14th December 2004
quotequote all
I'm 34 living in Oxfordshire, '97 4.2 no NCB c£460 with Classicline (limited to 5,000 miles pa and TVR trackdays only)

c2rbr

25 posts

264 months

Tuesday 14th December 2004
quotequote all
I called Norwich Union, there's a chap there who has a thing about Cerbs (photos on his bedroom wall, etc) and gave me a great discount (about £600, second car so no NCB, Business cover, wife & I to drive, Cambridgeshire) I REALLY wish I got his name, got a MUCH higher quote two weeks earlier from someone else, like almost double. Shows the flexibility these firms have.

pilmar

135 posts

282 months

Tuesday 14th December 2004
quotequote all
34, North Wales. No No-claims. Limited mileage to 6000. Adrian Flux £970. Happy!

njw 77

17,065 posts

267 months

Tuesday 14th December 2004
quotequote all
rzm said:
I live in Brighton and got mine through Churchill online (10% discount) and paid £780 for the year (up front) for a 4.2 Cerb.

Clean Licence, 33yrs, Full NCD. I also opted for the Protected NCD and legal cover otherwise it would have only been £660


Hello Robin, yet another Cerb in Brighton
Welcome to the madhouse.

Ive always insured my TVRs on my dad's policy since I got my 1st one at 22. Just never got round to changing it. Current Cerb is £690 with Direct Line, fully comp, 4000mpa. Thats with 70%!? NCD for 5+ years. Premium will be same if insured in my name (37 now, mutter)& DL confirmed they are willing to transfer the NCD into my name at renewal.

Will have to get a Brighton Cerb meet going and let Eastbourne Bob come over for a ride

greenisbest

1,850 posts

270 months

Tuesday 14th December 2004
quotequote all
Max no claims no mileage limits 34 years old in Southampton £547.00 with Tesco

andy4200

5,125 posts

302 months

Wednesday 15th December 2004
quotequote all
Leeds (dodgy postcode), Full protected NCD, 29 y.o., 740 quid.
If I had a Cat 1 alarm it would have been 50 quid less and the protected part cost about 60 quid I think (10%).

rjben

917 posts

311 months

Wednesday 15th December 2004
quotequote all
You lucky buggers.......£1450

Pete Cash

131 posts

313 months

Wednesday 15th December 2004
quotequote all
4.2 in West Mids - insured through Peart - full NCB, 9 points on licence from 01 so still on there but not counting now. 41 yrs old. £550. They have also just mirrored my NCB on an additional policy for a discovery

Rich25

282 posts

271 months

Wednesday 15th December 2004
quotequote all
Youre a lucky bugger too! Live in essex, 25, 4.2 cerb, garaged 4yrs ncd + protected, 3points (sp30, feck all difference) with Tesco, £1900

Most other companies wanted at least £4000!

Wow - just read description of myself back and I sound like a chav - Its a nice part of essex though.

rzm

1,180 posts

262 months

Wednesday 15th December 2004
quotequote all
njw 77 said:

rzm said:
I live in Brighton and got mine through Churchill online (10% discount) and paid £780 for the year (up front) for a 4.2 Cerb.

Clean Licence, 33yrs, Full NCD. I also opted for the Protected NCD and legal cover otherwise it would have only been £660



Hello Robin, yet another Cerb in Brighton
Welcome to the madhouse.

Ive always insured my TVRs on my dad's policy since I got my 1st one at 22. Just never got round to changing it. Current Cerb is £690 with Direct Line, fully comp, 4000mpa. Thats with 70%!? NCD for 5+ years. Premium will be same if insured in my name (37 now, mutter)& DL confirmed they are willing to transfer the NCD into my name at renewal.

Will have to get a Brighton Cerb meet going and let Eastbourne Bob come over for a ride


Hello Nick Thanks for the welcome. A burbly Brighton Cerby meet sounds like a top plan.

trooperiziz

9,457 posts

281 months

Wednesday 15th December 2004
quotequote all
Just renewed today. 930 quid with Peart. 28yrs old, 5yrs no claims, 1 SP30, garaged, Luton postcode. 12,000 miles a year.


gbbird

5,197 posts

273 months

Wednesday 15th December 2004
quotequote all
similiar post code to trooperiziz, 32 years young, over 5 years no claims, clean licence - £680 with tescos