Insurance - Quick Q
Author
Discussion

.blue

Original Poster:

726 posts

211 months

Wednesday 10th September 2014
quotequote all
Insurance ends while I'm on holiday.

I'd like my new policy to start when I am back from holiday.

Ergo vehicle uninsured for a period of 10 days while I am not going to be using it.

Will DVLA try and fine me or will I be fine?

Shaoxter

4,614 posts

155 months

Wednesday 10th September 2014
quotequote all
Is it really worth the risk for the sake of 10 days worth of premium? What if someone steals or damages your car while you're on holiday?

B'stard Child

31,170 posts

277 months

Wednesday 10th September 2014
quotequote all
To comply

SORN it - surrender the VED and re-insure on return from Holiday and go down the PO and buy new VED

What I'd do

Renew the insurance before I went on Holiday

If I really didn't want to do the above

Risk it based on the fact the wheels of the DVLA turn very slowly and they probably aren't going to pursue the issue for 10 days - but I'd say they would be looking to speed up their processes to enable them to extract more revenue from penalties seeing as SORN is now not 12 mths limited

V8 Bob

303 posts

156 months

Wednesday 10th September 2014
quotequote all
If car is uninsured and gets stolen or catches fire?

alscar

10,035 posts

244 months

Wednesday 10th September 2014
quotequote all
You cannot be fined - but dont do it for the reasons already given.

alscar

10,035 posts

244 months

Wednesday 10th September 2014
quotequote all
You cannot be fined - but dont do it for the reasons already given.

anonymous-user

85 months

Wednesday 10th September 2014
quotequote all
You CAN be fined. They are taking me to court over it. See this thread.

http://www.pistonheads.com/gassing/topic.asp?h=0&a...

Different circumstances but it all centres on an uninsured car.

alscar

10,035 posts

244 months

Wednesday 10th September 2014
quotequote all
Point accepted although chances of happening in ops case more remote - however why risk it for 10 days then given the obvious hassle either way ?!

LoonR1

26,988 posts

208 months

Wednesday 10th September 2014
quotequote all
You can be fined, but highly unlikely to be in 10 days.

anonymous-user

85 months

Wednesday 10th September 2014
quotequote all
Just do it.

And why don't you look for one of those policies where you just pay for the days you use the car if you're so desperate?


(Don't, really, you can't get them...........)