New Road Tax Questions
Discussion
Pcot said:
Vipers said:
Unless your involved in a colision, could be nasty on insurance, driving an untaxed vehicle.
Just a rhought.
And what exactly has an untaxed vehicle got to do with insurance?Just a rhought.
Then again, police involvement, fine maybe. Why chance it.
Edited by Vipers on Tuesday 7th October 20:38
If a car has no road tax then insurers are still obliged to pay out for all claims. Despite committing an offence by not having tax, this is irrelevant to the accident and the insurer. A car can legally be on the road without tax if it's going to a pre-booked MOT test - during which the insurance is not invalidated.
Vipers said:
Pcot said:
Vipers said:
Unless your involved in a colision, could be nasty on insurance, driving an untaxed vehicle.
Just a rhought.
And what exactly has an untaxed vehicle got to do with insurance?Just a rhought.
Then again, police involvement, fine maybe. Why chance it.
Edited by Vipers on Tuesday 7th October 20:38
xRIEx said:
BobSaunders said:
I always thought that insurance companies required a vehicle to be taxed (if required) ... to allow for insurance cover.
That would be a bit difficult as insurance cover is required to be in place before you can buy tax. That's the second time I've heard that you don't need insurance to tax a car. Are you sure? The reason you don't need your insurance certificate at the post office is because when they scan the V5 barcode, the database knows if the car has MoT and insurance. I doubt you can tax a car online without the car being insured.
In my experience, owners quite often retained and cashed in unused tax anyway before the discs were scrapped. There's nothing really new about all this, just the fact that there's no more discs.
As far as the OP goes, don't worry about it if the car has current tax. The unused tax is refunded to the owner when they process the paperwork at DVLA; they aren't psychic. That'll take a while. In fact, if I bought a car any time after about the 20th of the month, I wouldn't tax it before the 1st of the next month anyway. I've had cars untaxed for 3 weeks or more waiting for the V5 to come back and I've never been issued a letter from DVLA.
If the car is SORN, then nothing is new. You either negotiate taxing it before you drive home or risk it and drive it home with no tax. Make it a Sunday...
In my experience, owners quite often retained and cashed in unused tax anyway before the discs were scrapped. There's nothing really new about all this, just the fact that there's no more discs.
As far as the OP goes, don't worry about it if the car has current tax. The unused tax is refunded to the owner when they process the paperwork at DVLA; they aren't psychic. That'll take a while. In fact, if I bought a car any time after about the 20th of the month, I wouldn't tax it before the 1st of the next month anyway. I've had cars untaxed for 3 weeks or more waiting for the V5 to come back and I've never been issued a letter from DVLA.
If the car is SORN, then nothing is new. You either negotiate taxing it before you drive home or risk it and drive it home with no tax. Make it a Sunday...
https://www.gov.uk/government/uploads/system/uploa...
1: at 10:42 in the above publication The DVLA system no longer requires a vehicle to be insured to apply for the new keepers tax! I thought that was the whole point...
1: at 10:42 in the above publication The DVLA system no longer requires a vehicle to be insured to apply for the new keepers tax! I thought that was the whole point...
My ghast is flabbered by that. I read through the page and the DVLA officers state you only need insurance to tax a car in Northern Ireland now. This is very handy if you're doing a cherished number transfer I suppose.
It means anyone can tax a car, i.e. one you've just bought, and of course, after a few weeks, if it still isn't on the MIB as being insured, the registered keeper will be getting a letter! If a vehicle isn't SORN, it must be insured AND have valid VED.
It means anyone can tax a car, i.e. one you've just bought, and of course, after a few weeks, if it still isn't on the MIB as being insured, the registered keeper will be getting a letter! If a vehicle isn't SORN, it must be insured AND have valid VED.
cptsideways said:
https://www.gov.uk/government/uploads/system/uploa...
1: at 10:42 in the above publication The DVLA system no longer requires a vehicle to be insured to apply for the new keepers tax! I thought that was the whole point...
However, under Continuous Insurance Enforcement - if it's taxed, it must be insured or the keeper can be issued with an extra DVLA invoice.1: at 10:42 in the above publication The DVLA system no longer requires a vehicle to be insured to apply for the new keepers tax! I thought that was the whole point...
DVLA thinking - "no need to check. If it isn't insured we get the extra money!"
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