How much does a new windscreen cost?
Discussion
I had a new screen fitted to my Megane R26 (so, a standard Mk2 Renault Megane screen AFAIK) through my insurance - which they now list as being a £4000 claim and won't tell me anything more about it. If I want to reduce the claim figure I have to send them proof, which obviously I can't, because they paid for it.
Just wondered if someone might help figure out: Could a screen really cost that much to fit!? I'd've thought the glass would be a coupla hundred and then you're looking at an hour or two labour to fit it? Even factoring in the "it's an insurance job" price hike I can't see it getting close to that figure. Is it normal for a windscreen claim to be listed on your insurance with a claim cost that high?
I've never claimed for a windscreen on insurnace before so have no experience of this... (I've been pretty lucky, last time I got a broken screen was about 15 years ago on an old mini so I just fitted a new glass myself!)
It hasn't put my premium up significantly yet, but that's not to say it wouldn't in the future I guess.
Ta!
Just wondered if someone might help figure out: Could a screen really cost that much to fit!? I'd've thought the glass would be a coupla hundred and then you're looking at an hour or two labour to fit it? Even factoring in the "it's an insurance job" price hike I can't see it getting close to that figure. Is it normal for a windscreen claim to be listed on your insurance with a claim cost that high?
I've never claimed for a windscreen on insurnace before so have no experience of this... (I've been pretty lucky, last time I got a broken screen was about 15 years ago on an old mini so I just fitted a new glass myself!)
It hasn't put my premium up significantly yet, but that's not to say it wouldn't in the future I guess.
Ta!
Within reason, the cost of a claim won't affect the premium. Of course, if you mow down a bus queue it might but there's no difference between a £4000 claim and a £400 one as far as premium loadings go.
So don't sweat it.
I did once see a £5000 claim on a policy which our insured insisted was a windscreen claim. When I checked with the insurer it turned out that the screen had been broken by the forehead of the pedestrian he'd run over.
So don't sweat it.
I did once see a £5000 claim on a policy which our insured insisted was a windscreen claim. When I checked with the insurer it turned out that the screen had been broken by the forehead of the pedestrian he'd run over.
Great, thank you folks! At least I'm not completely misjudging the value of things! (As it happens, my dad's Renault Avantime had a front screen fitted, and that genuinely was well in to a four figure bill, but I figured that's the exception not the rule!)
My insurance company are being typically unhelpful - I've contacted them three times already about this, here's how the phone conversations & email chain have gone so far:
ME: Hi, so, you reckon it cost £4000 for a Megane windscreen?
INSURANCE: Yes, I can confirm that's what our records say
ME: Yes, I know that's what your records say, I can see a claim for £4000 on my policy. I'm saying that if you really are paying £4000 for every windscreen repair, I'm in the wrong line of work.
INSURANCE: We can certainly adjust the claim cost if you send us the proof
ME: But... but.. I don't have any proof of what it cost. You paid for it!
INSURANCE: Then I'm afraid we can't adjust the claim cost.
ME: Oh good [Hangs up phone]
Can I ask the company that fitted it to send me details do you reckon? Or will they not want to disclose what they charge the insurance companies? (under the guise of Data protection etc.) Or am I better off just calling my insurance company repeatedly until someone actually helps me?
My insurance company are being typically unhelpful - I've contacted them three times already about this, here's how the phone conversations & email chain have gone so far:
ME: Hi, so, you reckon it cost £4000 for a Megane windscreen?
INSURANCE: Yes, I can confirm that's what our records say
ME: Yes, I know that's what your records say, I can see a claim for £4000 on my policy. I'm saying that if you really are paying £4000 for every windscreen repair, I'm in the wrong line of work.
INSURANCE: We can certainly adjust the claim cost if you send us the proof
ME: But... but.. I don't have any proof of what it cost. You paid for it!
INSURANCE: Then I'm afraid we can't adjust the claim cost.
ME: Oh good [Hangs up phone]
Can I ask the company that fitted it to send me details do you reckon? Or will they not want to disclose what they charge the insurance companies? (under the guise of Data protection etc.) Or am I better off just calling my insurance company repeatedly until someone actually helps me?
Mound Dawg said:
Within reason, the cost of a claim won't affect the premium. Of course, if you mow down a bus queue it might but there's no difference between a £4000 claim and a £400 one as far as premium loadings go.
So don't sweat it.
I did once see a £5000 claim on a policy which our insured insisted was a windscreen claim. When I checked with the insurer it turned out that the screen had been broken by the forehead of the pedestrian he'd run over.
Ah that's good to know. Thanks. (The premium thing I mean, not so much for the pedestrian...)So don't sweat it.
I did once see a £5000 claim on a policy which our insured insisted was a windscreen claim. When I checked with the insurer it turned out that the screen had been broken by the forehead of the pedestrian he'd run over.
JakeT said:
It's cost me £75 on a Fiesta, my mum £75 on her 500 and her E46 and my dad £75 on his X5 which is a massive piece of glass. Even to me, £400 seems too high when it isn't a fancy Ford heated one...
Umm.... the £75 figure is the excess. You didn't "pay" £75 for your Fiesta screen. The insurance company paid for the supply & fit of the new screen.backwoodsman said:
Call the company that fitted the screen.
Record the call.
Pretend to be a new customer.
Ask for a fixed quote to replace your screen.
Play call to insurance company.
Ok undercover PI no need to be so stealth Record the call.
Pretend to be a new customer.
Ask for a fixed quote to replace your screen.
Play call to insurance company.
Op just call the window company that did the work they will confirm to you the work done, speak to the insurance companny and have a conversation to get it resolved rather than hanging up
You may get it sorted then.
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