strange NCB preservation question

[swisstoni]

anyone know if you actually have to own a vehicle to insure it?
I'm looking to preserve my hard-earned NCB while between tivs. I know that NCB has a 'shelf life' of 2 years but it's now looking likely that my vehicleless period may last longer than this.

Could I, for instance, insure the missus' company car?

[UpTheIron]

Possibly, but only assuming it wasn't insured by somebody else (her employer).

Why not buy a banger and insure it? Nowhere to park it?

[Tripps]

UpTheIron said:

Possibly, but only assuming it wasn't insured by somebody else (her employer). Why not buy a banger and insure it? Nowhere to park it?

Missed this trick when I was younger...

Buy a sub £100 heap (you could even drive it!) and insure it cheap as chips.

BTW Most insurance companies cross-reference their policies now and they don't take kindly to double-coverage.

>> Edited by Tripps on Friday 24th December 09:14

[flintstone]

I'll let you insure my car for me.

I'll even drive it for you

[swisstoni]

I'd have somewhere to park an old banger but I could do without the aggro of actually owning the thing.

Besides, my wife says I am permanently miserable when I've got a car that's giving trouble. Had to sell a Jag XJ12 S3 (my TVR contrast car) for this very reason as I was always outside at weekends trying to stop it disintegrating...