No Claims Discount - how long before they expire if not used

[p1tse]

the current policy will have 11 years no claims discount/ bonus on it which is about to be due for renewal, however i've sold my car and don't have a replacement car to use the no claims discount on at the moment. Is there a time guide before the NCD/ NCB expire if not used?

[MattS3]

Normally 2 years but best to check with the individual company.

[MattS3]

Have you sold your S4 cab? (That was a short relationship!)

[p1tse]

MattS3 said:

Have you sold your S4 cab? (That was a short relationship!)

yes it went.

was shortest relationship i've had.
we digest, so maybe i'll post in the audi forum later

i'll try and see if T&Cs from big players have something on the net

[fausTVR]

Yes, two years. My last insurer had me (unbeknownst to me) on a classic policy on my daily runabout, for nearly two years. When this came to light I had days left to to get insured on a car I had not yet decided on buying (or even what it would be), to retain my long standing NCB.

[Denis O]

p1tse said:

MattS3 said:

Have you sold your S4 cab? (That was a short relationship!)

yes it went.

was shortest relationship i've had.
we digest, so maybe i'll post in the audi forum later

i'll try and see if T&Cs from big players have something on the net

Fancy eating an Audi.

[HaylingJag]

prefer McVities Digress-tives........................

[p1tse]

Oops lol

• digress*

[BFG TERRANO]

Churchill also 2 years. We just sold the wife's car so we have to change each year who is named and who is policy holder on our 1 remaining car.

[jagracer]

Churchill told me three years if you go back with them or two years if you are changing from another company.

[p1tse]

Thanks

How do you prove ncd, do you have to get a written letter from previous insurer?

[mike9009]

Just to reinforce others, it was two years for me. I was banned from driving for 18 months (medical condition) and all the insurers I contacted at the time said two years.

Mike

[JonRB]

I've also always understood that it is 2 years.