Will Writing services.
Will Writing services.
Author
Discussion

jagracer

Original Poster:

8,248 posts

266 months

Saturday 29th November 2014
quotequote all
My wife spoke to these people http://www.wsl-ltd.co.uk/ who had a stand set up in a shopping centre and they have sent us some bumph with the prospect of us making an appointment to see them. The cynic in me thinks if they have to promote themselves in a shopping centre then are they any good.
Has anyone used them, do they seem OK or should I just see a solicitor I would trust. It mentions mirror wills which I always thought didn't exist in law which is another reason that alarm bells rang.
The problem is that being a layman who to trust especially as my mother in law's solicitor has done something slightly dubious with her affairs so it doesn't inspire much confidence.

Just to add, my main concern is avoiding paying death duties as our combined estate would go well over the current limit.

Edited by jagracer on Saturday 29th November 19:00

Ginge R

4,761 posts

249 months

Saturday 29th November 2014
quotequote all
If your circumstances are simple enough, then a mirror will might well be suitable. £160 seems fine.

Companies like this make their money from the data harvest. They'll forward your details into a referral service to get a kickback from an IFA looking for an introduction, or by up-selling you into a 'free updates for life' type deal.

My personal thoughts are that if your needs are simple enough, it seems par for the course. If you need a little more work, go and see a credible and reliable solicitor who knows about wills, and a suitably qualified tax and investment adviser for the contents. All three should work in concert for you and with you.

Jockman

18,414 posts

190 months

Saturday 29th November 2014
quotequote all
jagracer said:
My wife spoke to these people http://www.wsl-ltd.co.uk/ who had a stand set up in a shopping centre and they have sent us some bumph with the prospect of us making an appointment to see them. The cynic in me thinks if they have to promote themselves in a shopping centre then are they any good.
Has anyone used them, do they seem OK or should I just see a solicitor I would trust. It mentions mirror wills which I always thought didn't exist in law which is another reason that alarm bells rang.
The problem is that being a layman who to trust especially as my mother in law's solicitor has done something slightly dubious with her affairs so it doesn't inspire much confidence.

Just to add, my main concern is avoiding paying death duties as our combined estate would go well over the current limit.

Edited by jagracer on Saturday 29th November 19:00
I personally would never trust a battery farm of paralegals. Mirror wills are fine and remember you have a transferable nil rate band up to £650k between you. This could rise substantially in the not too distant future. smile

Simpo Two

92,955 posts

295 months

Saturday 29th November 2014
quotequote all
jagracer said:
Just to add, my main concern is avoiding paying death duties as our combined estate would go well over the current limit.
If so then you need to start planning now. The odd £100 here or there is insignificant compared to what can be saved if you get your IHT liability sorted.

Bear in mind that the rules now are not what they will be when you need to call action - there are too many politicians and budgets in the way - but it's a start.

dalenorth

930 posts

197 months

Saturday 29th November 2014
quotequote all
I've referred many of my clients across to a national law firm for the last few years. I think they charge £200. Feel free to pm me if you want to talk things through with them?