insurance write off

[kay1e1gh1000]

can someone help. my car was involved in an accident on tuesday night, i informed the insurance company, they contacted me back the nest day to inform me the car was a write off and they would not be repairing it. no one came out to look at the car and it was only a small bump with the front drivers wheel hit leaving it at a slight angle. can they declare it a write off without a mechanic looking at it.

[t400ble]

If they want. Yes.

Why do you ask?

[V8forweekends]

Yes, and it's not looking that good for how much they think it's worth, is it?

[kay1e1gh1000]

because ive been told by a few people that it could just be a bent wish bone and i found it strange that the insurance havent even looked at the car just said they would salvage it.

[Nigel Worc's]

On one I crashed in 2008 they simply asked me over the phone "did the airbags deploy", once I'd answered yes they didn't want to see it, just paid out.

I take it yours, like mine was, is an older car ?

[kay1e1gh1000]

its a 2008 corsa in very good condition with low milage

[t400ble]

Give them another call.

[Nigel Worc's]

kay1e1gh1000 said:

its a 2008 corsa in very good condition with low milage

Newer than mine was then, mine was 13 years old, a Volvo 850 estate with a value of £1,500.00.

What does a car like yours sell for ?

[kay1e1gh1000]

around £3500-£4000

[Nigel Worc's]

kay1e1gh1000 said:

around £3500-£4000

As suggested by a chap above, call them, talk to them, if you are confused or stuck, look for LoonR1 on here, see what he advises.

[kay1e1gh1000]

ok thank you

[Searider]

There's no reason why you can't get an estimate for repairs irrespective of what insurers have said.