Insurance for a 19 Year Old

[blueg33]

Its a year since my no 19 year old son passed his test. Over the last 12 months it has cost me £1700 to insure him for his Skoda Fabia 1.4. (No black boxes either)

I was thinking that it would be great if after a year the insurance cost comes down to £1200

I was extremely surprised to get the renewal letter on saturday new price £554.

I reckon thats pretty good, and much lower than expected. In fact the difference between this new price and last years price is more than the value of the car!

[TheFinners]

For comparison's sake last year at 17 my insurance cost just over £1300, with a black box (going without was about £450 more expensive) on a 2004 Fiesta 1.4, and I have recently had a renewal quote of £750, despite scoring the highest number of 'points' each month for not winding the box up. A simple search on a comparison site later and I found myself a quote for £644 with another company, most significantly with no box! :-)

I should add that the quote also includes £18 added because somebody drove into the back of my Dads car last year (he is a named driver on my insurance + it was a non fault incident), apparently being crashed into in a completely random event means you are suddenly a 'higher risk' driver, what a load of bks... I can't complain too much though since having my parents on as named drivers does help my quotes overall!

That is a very impressive saving in the first year though I have to say blueg33.

[blueg33]

When I took out the iurance there re black box policies that were more expensive than the £1700 I paid, but most were around £1700 which I guess is similar to yours.

Mrs Blue is on his policy, but she is claim free.