Pension trace help...
Discussion
Father in law worked for the MOD (civilian) about 20 years ago and paid into a pension scheme, he forgot all about it until recently now he has reached retirement age he is trying to trace it. He has his old staff number and has spoken with the department that deals with such things, this department have told him that as he left the MOD before he was 50 he is not entitled to his pension!
I have told him this isn't correct and to dig deeper as I would imagine this could be classed as some sort of theft and he should at least get back what has been paid in to the pension scheme by him. Anyone heard of this before?
I have told him this isn't correct and to dig deeper as I would imagine this could be classed as some sort of theft and he should at least get back what has been paid in to the pension scheme by him. Anyone heard of this before?
Saleen,
The Department for Work and Pensions has a Pension Tracing Service. It's free. In practice it's only OK because it relies on UK pension schemes providing information and keeping it up to date. I suggest that your FIL goes online and uses this service as a first step. It may give information but whether it's up to date remains to be discovered. Your FIL can then try and contact the party that the Service has indicated.
Probably better is to get in touch with The Pensions Advisory Service (TPAS) on their helpline 0845 601 2923 or website which is www.pensionsadvisoryservice.org . They have loads of cases where they have been asked to trace a lost pension, usually successfully. TPAS services are completely free. Your FIL's matter may be assigned to one of their Advisers who will take on the investigations and do whatever he/she can.
Be aware that tracing a missing pension sounds easy but I know from plenty of experience that it often takes ages to achieve, especially if the pension was acquired many years ago (as seems to be the case for your FIL. Maybe responsibilities for administering the pension scheme may have changed several times over the years, maybe your FIL has not told whoever is responsible of any changes in his address.
Hercule Poirot would have trouble tracing the whereabouts of some pensions schemes!
Good luck!
R.
The Department for Work and Pensions has a Pension Tracing Service. It's free. In practice it's only OK because it relies on UK pension schemes providing information and keeping it up to date. I suggest that your FIL goes online and uses this service as a first step. It may give information but whether it's up to date remains to be discovered. Your FIL can then try and contact the party that the Service has indicated.
Probably better is to get in touch with The Pensions Advisory Service (TPAS) on their helpline 0845 601 2923 or website which is www.pensionsadvisoryservice.org . They have loads of cases where they have been asked to trace a lost pension, usually successfully. TPAS services are completely free. Your FIL's matter may be assigned to one of their Advisers who will take on the investigations and do whatever he/she can.
Be aware that tracing a missing pension sounds easy but I know from plenty of experience that it often takes ages to achieve, especially if the pension was acquired many years ago (as seems to be the case for your FIL. Maybe responsibilities for administering the pension scheme may have changed several times over the years, maybe your FIL has not told whoever is responsible of any changes in his address.
Hercule Poirot would have trouble tracing the whereabouts of some pensions schemes!
Good luck!
R.
Saleem,
If he is a deferred member, or if he now wants to draw benefits, this might help too.
http://www.civilservicepensionscheme.org.uk/member...
If he is a deferred member, or if he now wants to draw benefits, this might help too.
http://www.civilservicepensionscheme.org.uk/member...
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