Cayenne insurance... eh?

[flibberflops]

I am toying with buying a cheapest Mrk2 Cayenne but was concerned how much the insurance would be. So tonight I jumped onto swiftcover to get a ruff idea of how much it would cost.

First of all I did a baseline check on my current Honda - it came in at £300 which is about right.

Then armed with some real cayenne plates from Autotrader I changed the car to different models of cayennes and requoted (with my details left the same).

The quotes I got did not seem to reflect the increasing BHP of the models? In the end I tried a several different Cayenne's to verify results but they were all comming in much the same crazy results!

My quotes were for a circa 07 cayenne priced at £16k

V6 = £600
V8 S = £750
V8 GTS = £629 ???? eh?
V8 Turbo = £600 ????? wtf???

How the heck can a gts/turbo come in at same price as a V6? Can anyone explain?

[thegoose]

I guess it'll be based on claims records, repair costs won't differ massively, so a smaller percentage of turbos get bumped, or if they do less is paid out per incident compared to other models.

I remember putting a 17 year old girlfriend on my policy when I was 21 and the price went down - a single guy of that age is more likely to have an accident.

[fivepointnine]

thegoose said:

I guess it'll be based on claims records, repair costs won't differ massively, so a smaller percentage of turbos get bumped, or if they do less is paid out per incident compared to other models.

I remember putting a 17 year old girlfriend on my policy when I was 21 and the price went down - a single guy of that age is more likely to have an accident.

My insurance quotes for a 04 CS would make you cry. It does not help that I have an international non-exchangeable license. I'm looking at around 900 pounds comprehensive per year, a turbo was almost twice that through Admiral!

[thegoose]

fivepointnine said:

My insurance quotes for a 04 CS would make you cry. It does not help that I have an international non-exchangeable license. I'm looking at around 900 pounds comprehensive per year, a turbo was almost twice that through Admiral!

Try Chubb instead. A friend of mine uses them as officially he still lives in Switzerland and has a Swiss licence (he swapped his UK one for it many years ago). Chubb weren't much cheaper in his case but their cover is miles ahead - agreed value, comprehensive cover when driving other cars, your own car automatically covered for any driver etc A complete no brainer compared to any conventional company.