Rear ended... write off?

[iggysport]

Just got rear ended at work, boot won't open, boot floor bent badly underneath.

Mitsubishi colt 2009

Write off?

[DanielSan]

Depends how much it'll cost to fix... It's a simple 50/50.

[BritishRacinGrin]

iggysport said:

Just got rear ended at work, boot won't open, boot floor bent badly underneath.

Mitsubishi colt 2009

Write off?

Sorry to hear of your accident but with respect how on earth are we supposed to know based on what you've told us?

Also what's the car worth, 3,500 perhaps?

[davamer23]

I'd say write off.

[cirian75]

[Matt UK]

iggysport said:

Just got rear ended at work, boot won't open, boot floor bent badly underneath.

Mitsubishi colt 2009

Write off?

My bet is write off.

[DKS]

You can still keep the car, what does the write off matter?

[oldaudi]

Going through this now. 66% appears to be the cut off. Anything greater than that they'll write it off, you can pull out of any insurance claim and fix it yourself, or let them write it off and buy it back as salvage for 10% and fix it yourself and they'll give the cash of market value. Ive just got a smashed light and a cracked bumper and that costs £1800. Given the information you've provided about the damage I would say a write off.

Those are the figures I'm dealing with but obviously they may be different.

[iggysport]

Sorry about that, here are some more details, rushed the post last night.

So gutted, passed it MOT yesterday morning and it's smashed 10 hours later driving out the work car park.

Worth about £5k

[pti]

I'd guess at write off

[nails1979]

Yep. Definitely a write off. Retain salvage take pay out and then either fix it or sell as is on ebay and probs make a few quid.

[Dr Interceptor]

As above, definitely a write off.

Before your insurer comes to take it away, get a couple of quotes to repair privately. You can take the payout, buy it back at salvage value, repair and put back on the road. The figures nearly always stack up in your favour, and you get your old car back.

[iggysport]

Thanks for the advice all

[cirian75]

your not alone

My 107 was written off on a Saturday.

In the week leading up to that day.

taxed for a year.

full service.

new front discs and pads.

water pump.

MOT.

[soad]

Sadly, the majority of cars are written off on financial grounds only.

[Sump]

Similar damage on an Accord I had, repair cost was £500 from a BMW dealership + a second hand bumper...Accord was worth about £5k.

[BritishRacinGrin]

May I be the first to stick my neck out and say that that could possibly be economical to repair, provided the rear quarters are still straight? I'm not sure what Mitsubishi parts prices are like but if that car's really worth 5k it'll take a reasonably big estimate to kill it and damage to the rear is often cheaper than it looks. My Dad's workshop does several boot floors every month.

[iggysport]

BritishRacinGrin said:

May I be the first to stick my neck out and say that that could possibly be economical to repair, provided the rear quarters are still straight? I'm not sure what Mitsubishi parts prices are like but if that car's really worth 5k it'll take a reasonably big estimate to kill it and damage to the rear is often cheaper than it looks. My Dad's workshop does several boot floors every month.

I hope so, but looking at it again the passenger rear door doesn't shut as well as it should, not much of a gap between the door and frame so i guess that means a rear quarter is slightly bent even though i can't see it, also this picture worries me.

[GregK2]

Dibs on the engine if written off.

Really though, that sucks

[conkerman]

What a ball ache

I think your valuation is a little optimistic.

I have a 57 plate CZT black hawk (currently surplus to requirements) , and to be honest they aren't really worth that much. I would suggest the £3500 estimate is closer to the mark.

Change hard with the insurance Co and best of luck.