f***ng penny pinching insurance companies!!!
Discussion
Mrs just got dropped off by traffic police. Our car is in the painters so we are using the father inlaws,turns out those 
s at hastings direct remove the ability to drive any other car third party. You now have to ask for it!!! Yes i know we should have read the small print and policy doc but you don't expect something so basic to be an add-on!!
Lesson learnt the hard way, 6points and £300 :-(. But at least the Bobby was a nice guy and understanding, he gave the Mrs a lift home, didn't impound the car and waited while i insured it and gave me a lift to pick it up.
s at hastings direct remove the ability to drive any other car third party. You now have to ask for it!!! Yes i know we should have read the small print and policy doc but you don't expect something so basic to be an add-on!!Lesson learnt the hard way, 6points and £300 :-(. But at least the Bobby was a nice guy and understanding, he gave the Mrs a lift home, didn't impound the car and waited while i insured it and gave me a lift to pick it up.
Going to be absolutely no help but the last few years I have avoided a lot of firms due to the terms and conditions. Rather pay for a good policy than chase the pennies, I read the lot now after one policy had a few things in, and a few things lacking, that I noticed after taking it out. I did not like them and they are one of the many large firms in the ads on TV.
Sorry, no help I know.
Sorry, no help I know.
calibrax said:
I thought it was common knowledge that most policies no longer included this. It's been the case now for several years.
It got generally dropped a few years ago under pressure from the Government, but then most firms put it back (but usually limited to over 25's) due to their policyholders getting caught out in exactly the way the OP's missus did.Sheepshanks said:
Is it really not highlighted anywhere that they dropped it - it's just there last year and gone this?
I'm presuming the car is insured by FIL - in which case what brought it to the cop's attention? It wouldn't have shown on ANPR as un-insured.
I wondered why they pulled it, quite unlucky if it's just a random stop. I'm presuming the car is insured by FIL - in which case what brought it to the cop's attention? It wouldn't have shown on ANPR as un-insured.
We honestly had no idea. Something that basic i would never imagined being stripped. Never mind, could of been worse, she could of crashed. I shall be looking for another insurer tomorrow.
They do random stops near us (gatwick), they saw it was a woman and car registered to a bloke so decided to delve deeper. Never mind, lesson learnt.
They do random stops near us (gatwick), they saw it was a woman and car registered to a bloke so decided to delve deeper. Never mind, lesson learnt.
I'm 37 and I don't think I've ever had this sort of cover on any policy, used the be the case with fully
Comp when I was a kid, but always had tpft. Since having fully comp policies from somewhere in my twenties I've not had and 3rd party only cover on other cars.
Still, massive ball ache for the OP, insurance renewal is not going to be fun next time around
Comp when I was a kid, but always had tpft. Since having fully comp policies from somewhere in my twenties I've not had and 3rd party only cover on other cars.
Still, massive ball ache for the OP, insurance renewal is not going to be fun next time around
ILoveMondeo said:
I'm 37 and I don't think I've ever had this sort of cover on any policy, used the be the case with fully
Comp when I was a kid, but always had tpft. Since having fully comp policies from somewhere in my twenties I've not had and 3rd party only cover on other cars.
Still, massive ball ache for the OP, insurance renewal is not going to be fun next time around
I'm 38 and fairly certain I've always had it, at least when doing a cursory check and noticed it. Renewal is going to be a major ball ache. :-(Comp when I was a kid, but always had tpft. Since having fully comp policies from somewhere in my twenties I've not had and 3rd party only cover on other cars.
Still, massive ball ache for the OP, insurance renewal is not going to be fun next time around
Sheepshanks said:
calibrax said:
I thought it was common knowledge that most policies no longer included this. It's been the case now for several years.
It got generally dropped a few years ago under pressure from the Government, but then most firms put it back (but usually limited to over 25's) due to their policyholders getting caught out in exactly the way the OP's missus did.Gassing Station | General Gassing | Top of Page | What's New | My Stuff