Question about GAP insurance

[Centurion07]

Would GAP insurance be likely to cover:

1. any modifications.

2. the difference in price between purchase price and the price of a similar car if they are currently selling for more than list due to short supply.

or does it all depend on which company and what the policy says?

[zeDuffMan]

Depends on the policy. The cover I have will pay the difference between the insurance payout and the original purchase price in the event of a total write off. They don't care about modifications.

[Matt UK]

Centurion07 said:

or does it all depend on which company and what the policy says?

I think it does, but the mainstream operators tend to have fairly rigid do's and don'ts.

Pay enough premium and the inde specialists will pretty much insure anything you want!