Crash help

[animalkit]

I've just been crashed into. I'm going on holiday tomorrow and need a car. I've informed my insurance co. Their hire car company have told me I've no chance of getting a car by 9 am tomorrow ( when I need to leave). Ph gods of insurance I need your help!

[gazz81]

Could you hire one privately and claim the money back?

[poing]

When you say you need to leave by 9am is that to get to an airport? If so I'd imagine you can book a taxi and claim it back if you speak nicely to your insurance people, presumably it will all be coming from the other persons insurance anyway.

[animalkit]

Driving to centre parks the other side of the country. Insurance company has told me if I hire a car I cannot claim it from the other company. I cannot contact other company as they are only open Monday to Friday.

[animalkit]

Driving to centre parks the other side of the country. Insurance company has told me if I hire a car I cannot claim it from the other company. I cannot contact other company as they are only open Monday to Friday.

[Magic919]

If you need a car then borrow one or get on and hire one. Getting the money back or not is irrelevant.

[bigandclever]

Or lose a day of holiday.

[ferrariF50lover]

Which car hire company is it?

[JimmyTheHand]

animalkit said:

Driving to centre parks the other side of the country. Insurance company has told me if I hire a car I cannot claim it from the other company. I cannot contact other company as they are only open Monday to Friday.

Why does you insurance believe you can't claim off the third party's insurance? You are either going to have to claim for a hire car or loss of a day's holiday/pay as well as your insurance excess.

You may be better posting in Speed Plod & Law

[JulianHJ]

Go hire an appropriate replacement from any of the main players. Virtually all insurance companies are signed up to the Association of British Insurers (ABI) agreement on third party car hire costs, known as ABI rates. You have a duty to mitigate the third party's losses (i.e. not go an hire a E Class if you drive a Mondeo). If it's a genuine non-fault claim, and you're sure it won't go 50/50, you've got nothing to worry about.

[Troubleatmill]

Just suck it up.

Rent a car one way getting there

Rent a car one way going home

It isn't that expensive.

[McWigglebum4th]

Duct tape?

[BritishRacinGrin]

Troubleatmill said:

Just suck it up.

Rent a car one way getting there

Rent a car one way going home

It isn't that expensive.

Why should the OP be out of pocket in any way when the third party's insurance company are obliged to cover it? Why dish out advice if you don't know?

[SydneyBridge]

Is your car completely undriveable?
If the third party insurers are only open Monday to Friday, chances are they wont get involved until their policy holder reports it.
I use enterprise and they are open at 8.30am. Your insurers should be able to sort collection of your car asap or for you to drive it to their approved repairs asap

[TTmonkey]

It's centreparks. Not a flight or cruise. Leave later. Avoiding Monday rush hour too.

Not an emergency, an inconvenience, don't let it stress you out and ruin the remaining holiday.