Discussion
The bike insurance renewed today but showing red on AskMID. Only realised this when I got to work, so have printed out docs for trip home, but I've heard all sorts of horror stories about police failing to accept documents.
What's the recommended approach? I know I'm insured and have printed evidence, but if an "I am the law" type decides to inconvenience me despite me holding valid insurance, what do I need to do to maximise the claim for inconvenience?
What's the recommended approach? I know I'm insured and have printed evidence, but if an "I am the law" type decides to inconvenience me despite me holding valid insurance, what do I need to do to maximise the claim for inconvenience?
supermono said:
what do I need to do to maximise the claim for inconvenience?
You won't need to claim. The police would not seize your bike if you explain you have just taken the policy out. It can take about 5 days for the insurance database to update. The police can check dates on PNC and it would show that the policy finished the day before to back up your story. The will either call MIB and speak to your insurer and let you on your way or give you a producers to produce documents within 7 days.
HantsRat said:
You won't need to claim. The police would not seize your bike if you explain you have just taken the policy out. It can take about 5 days for the insurance database to update. The police can check dates on PNC and it would show that the policy finished the day before to back up your story.
The will either call MIB and speak to your insurer and let you on your way or give you a producers to produce documents within 7 days.
Cool and very fair, thanks very much.The will either call MIB and speak to your insurer and let you on your way or give you a producers to produce documents within 7 days.
supermono said:
The bike insurance renewed today but showing red on AskMID. Only realised this when I got to work, so have printed out docs for trip home, but I've heard all sorts of horror stories about police failing to accept documents.
What's the recommended approach? I know I'm insured and have printed evidence, but if an "I am the law" type decides to inconvenience me despite me holding valid insurance, what do I need to do to maximise the claim for inconvenience?
Are you as nervous about exceeding the speed limit on every journey? Do you give your bike a full 100 point service check before riding just to ensure it is fully roadworthy? Is your visor tinted? Have you checked that it complies with the legal requirements for light transmission?What's the recommended approach? I know I'm insured and have printed evidence, but if an "I am the law" type decides to inconvenience me despite me holding valid insurance, what do I need to do to maximise the claim for inconvenience?
All of the above are just as likely to land you in hot water as your scenario.
LoonR1 said:
Are you as nervous about exceeding the speed limit on every journey? Do you give your bike a full 100 point service check before riding just to ensure it is fully roadworthy? Is your visor tinted? Have you checked that it complies with the legal requirements for light transmission?
All of the above are just as likely to land you in hot water as your scenario.
...and just as off topic. But thanks anyway.All of the above are just as likely to land you in hot water as your scenario.
supermono said:
Quite happy that they'll need to stop me if "computer says no", but I'm talking about any continued inconvenience even when I've shown them my papers. Call to insurers sounds promising but sometimes they have trouble getting through?
I wouldn't worry - my wife was stopped in our car for pinging as non-insured after midnight. Insurers were obviously closed and she didn't have insurance documents on her. They asked a few questions and eventually let her on her way.Turns out it was an issue over recognising the number 0 instead of Os.
As long as you're reasonable with them, the vast majority of police will be more than reasonable with you.
supermono said:
The bike insurance renewed today but showing red on AskMID. Only realised this when I got to work, so have printed out docs for trip home, but I've heard all sorts of horror stories about police failing to accept documents.
It seems a lot of people start paying their insurance premium monthly and then stop paying after a couple of months. they still have the same paperwork as someone who continues to pay. Other than evidence to another driver that a policy has been in place I wouldn't worry too much about insurance paperwork these days.speedking31 said:
t seems a lot of people start paying their insurance premium monthly and then stop paying after a couple of months. they still have the same paperwork as someone who continues to pay. Other than evidence to another driver that a policy has been in place I wouldn't worry too much about insurance paperwork these days.
Well quite, this is what bothered me. Although my docs seem to state single payment suggesting that particular scam wouldn't apply in my case.supermono said:
LoonR1 said:
Are you as nervous about exceeding the speed limit on every journey? Do you give your bike a full 100 point service check before riding just to ensure it is fully roadworthy? Is your visor tinted? Have you checked that it complies with the legal requirements for light transmission?
All of the above are just as likely to land you in hot water as your scenario.
...and just as off topic. But thanks anyway.All of the above are just as likely to land you in hot water as your scenario.
Is there a chance that your bike may have a slight defect rendering it potentially unroadworthy?
Both as likely as the chances of you potentially being pulled for no insurance
LoonR1 said:
Not really. Is there a chance that you might exceed the speed limit on way home this evening?
Is there a chance that your bike may have a slight defect rendering it potentially unroadworthy?
Both as likely as the chances of you potentially being pulled for no insurance
Well you're a trier, I'll give you that. Read my lips: Off Topic.Is there a chance that your bike may have a slight defect rendering it potentially unroadworthy?
Both as likely as the chances of you potentially being pulled for no insurance
supermono said:
Well you're a trier, I'll give you that. Read my lips: Off Topic.
Tell you what as you're so scared. If you get pulled and the bike confiscated, I'll donate £1000 to a charity if your choice. I'll need some simple proof though, such as the PC's badge number and a copy of the paperwork they give you when they confiscate it. If you don't then you give £50 to a charity of my choice.
Your call.
supermono said:
...what do I need to do to maximise the claim for inconvenience?
Odd. I'd have thought you wanted to minimise the inconvenience.If you want to maximise it, then kick the policeman in the b
ks, st in his hat, then nick his car and screaming off into the distance yelling "You'll never take me alive, pig!". Oh, and make sure you leave him in possession of your driving licence.That should get you more than enough inconvenience.
TooMany2cvs said:
Odd. I'd have thought you wanted to minimise the inconvenience.
If you want to maximise it, then kick the policeman in the bks, st in his hat, then nick his car and screaming off into the distance yelling "You'll never take me alive, pig!". Oh, and make sure you leave him in possession of your driving licence.
That should get you more than enough inconvenience.
You've misunderstood. He wants to claim for inconvenience. He wants kompensayshun for wot da pigs did innit. If you want to maximise it, then kick the policeman in the b
ks, st in his hat, then nick his car and screaming off into the distance yelling "You'll never take me alive, pig!". Oh, and make sure you leave him in possession of your driving licence.That should get you more than enough inconvenience.
LoonR1 said:
Tell you what as you're so scared. If you get pulled and the bike confiscated, I'll donate £1000 to a charity if your choice. I'll need some simple proof though, such as the PC's badge number and a copy of the paperwork they give you when they confiscate it.
If you don't then you give £50 to a charity of my choice.
Your call.
I thought you were trolling but turns out you genuinely don't understand the question I posed. I know you're already very well represented in the list of the most useless posts on PH ever, but here I believe you've excelled even yourself.If you don't then you give £50 to a charity of my choice.
Your call.
So run along now, there's a good girl.
supermono said:
I thought you were trolling but turns out you genuinely don't understand the question I posed. I know you're already very well represented in the list of the most useless posts on PH ever, but here I believe you've excelled even yourself.
So run along now, there's a good girl.
You may think that's a good put down, but it's actually pretty weak. Let's go back to your question "How do I maximise the claim for inconvenience?"So run along now, there's a good girl.
That says everything we need to know about you and your outlook. Not asking "Am I likely to be pulled?" Not asking"What happens if if I am pulled?" Not asking "Will a copy of the new insuramce documents suffice as proof that I'm insured?" Not asking "What should I do if they try to seize my bike?"
Nope your question was all about the worst case scenario happening and then how to monetise that in your favour. That should explain why I asked my initial questions and why your out downs are water off a duck's back.
LoonR1 said:
TooMany2cvs said:
Odd. I'd have thought you wanted to minimise the inconvenience.
If you want to maximise it, then kick the policeman in the bks, st in his hat, then nick his car and screaming off into the distance yelling "You'll never take me alive, pig!". Oh, and make sure you leave him in possession of your driving licence.
That should get you more than enough inconvenience.
You've misunderstood. He wants to claim for inconvenience. He wants kompensayshun for wot da pigs did innit. If you want to maximise it, then kick the policeman in the b
ks, st in his hat, then nick his car and screaming off into the distance yelling "You'll never take me alive, pig!". Oh, and make sure you leave him in possession of your driving licence.That should get you more than enough inconvenience.
Oh - and OP... I forgot. You need to make sure it's all on dashcam, and linked from here. Thanks.
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