tyre insurance
Author
Discussion

franki68

Original Poster:

11,628 posts

250 months

Tuesday 27th October 2015
quotequote all
ye or nay ? I never buy any of the products offered when acquiring a new vehicle,but this one actually makes some sense.
Anyone who has purchased found it useful ?

WindyM

443 posts

169 months

Tuesday 27th October 2015
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Do you have any headline terms and conditions?

What is and isn't covered? Nail through the sidewall? Roadside replacement?

iantr

3,848 posts

268 months

Tuesday 27th October 2015
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No. Unless you (or one of the regular drivers of your car) are particularly fond of kerbs. Two new front near-side tyres in the first 6 months after MrsTr took delivery of her car tells me that I might say yes next time.

There's a product idea in here somewhere isn't there? "Kerb Cover" which pays out / fixes both damaged rims and tyres. Equality/discrimination laws could make pricing problematic.....

etk

32 posts

133 months

Tuesday 27th October 2015
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Have a look at ALA. I got two years cover for my 20" tyres for £200. It covers up to five tyres up to £300 each with no excess. It's already paid for itself as I got a nail in one of my front tyres the other day, cost £223 from OPC Wilmslow and ALA reimbursed me within a few days. Already in credit and now I know they don't mess about demanding repairs etc I'm even more glad I passed on the £599 I was quoted from Porsche (admittedly for three years but still).

red997

1,304 posts

238 months

Wednesday 28th October 2015
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I took it out on my last Pana turbo, when it was part of the wheel insurance.
Turbo 2 wheels are made out of chocolate, and attract kerbs like a magnet.
if the mrs was driving I wanted the reassurance that she could be confident in parking close to kerbs smile
as it happened, the wheels never got kerbed or even chipped.

however on a dark unlit road one winters night I managed to drive over a piece of steel, which punctured both offside tyres and slightly damaged a wheel.
I was glad to have the insurance for that...

and then when I got a puncture in a supermarket carpark

Paid for itself many times over in my case, and with the reassurance that the tyres were being fitted by a dealer.
combined with porsche assistance, it was a totally hassle free process - car picked up by AA, loans car dropped off, car returned to me when tyres fixed.

on the GT3, they have separated the insurance between wheel and tyre
I took out tyre only, as it was cheap, and the car isn't a daily driver now.

nsm3

2,831 posts

225 months

Wednesday 28th October 2015
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Wish I had it, assuming the costs are reasonable?

Got a bolt in FNS about 3 weeks ago on a tyre with over 5mm tread on. Picked up car from 2 year service yesterday, to find it has a bolt in the ROS, a tyre which has just under 5mm all over frown

Over £500 in unexpected tyre costs, but the p155er being that both tyres had good tread life left in them and now I have these 'out of sequence' treads across the axles.