Cycle Insurance
Author
Discussion

IN51GHT

Original Poster:

9,073 posts

239 months

Tuesday 15th December 2015
quotequote all
We really need to get some cycle insurance at home.

Things have kind of crept up on us, we'll shortly have over £4k worth of Bromptons, plus my road bike & moutain bikes belonging to the wife & daughter, probably totally £4k too.

Can anybody recommend a decent insurer offering bespoke cycle insurance

Bobley

730 posts

178 months

Tuesday 15th December 2015
quotequote all
Check your home contents policy. M&S covers unspecified bikes up to £2500 each and as long as you don't leave them unlocked they're covered away from home too. I think John Lewis also use the same underwriters as there price was almost the same.

matt-ITR

892 posts

218 months

Tuesday 15th December 2015
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LV insurance bikes to unlimited value and they do not need to be specific as they do not class a bike as a "valuable" item.
This only applies at home, but they do include sheds, garages and outbuildings.

I've not found another company with such a good policy on bikes. M&S were the best, but no longer.

Kermit power

29,622 posts

242 months

Tuesday 15th December 2015
quotequote all
matt-ITR said:
LV insurance bikes to unlimited value and they do not need to be specific as they do not class a bike as a "valuable" item.
This only applies at home, but they do include sheds, garages and outbuildings.

I've not found another company with such a good policy on bikes. M&S were the best, but no longer.
Agreed about M&S. They had my business for years on the back of their bike cover, but as you say, no longer. frown

Albert Bridge

896 posts

222 months

Tuesday 15th December 2015
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I'm with Bikmo. I haven't had experience of making a claim but all dealings I've had with them to date have been positive.

Moaningroadie

264 posts

221 months

Tuesday 15th December 2015
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Have a look here:
http://pedalcover.co.uk
Worked out a lot cheaper than existing. We haven't claimed, but they were easy and pleasant to deal with.

HelenT

289 posts

168 months

Tuesday 15th December 2015
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+1 for Pedalcover, very helpful and friendly.

Kermit power

29,622 posts

242 months

Wednesday 16th December 2015
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Moaningroadie said:
Have a look here:
http://pedalcover.co.uk
Worked out a lot cheaper than existing. We haven't claimed, but they were easy and pleasant to deal with.
Cheers for that. I'm just waiting for them to send me over a couple of quotes, but it certainly sounds like they're going to be cheaper than my current provider for much better cover, and definitely better and more flexible than talking to a call centre! smile