Crashes and ethnic groups.
Discussion
DeltaFox said:
Just wondered if theres ever been a study done on which ethnic groups have the highest numbers of crashes?
oooooooh.
Dan....ger....ous... topic Df.
You know how politically correct this county is now.
You'll probably get a response like:-
"How dare you suggest that I'm a bad driver because I am bl*ck"
See, even I starred out a letter.
The most discriminated people in this country now are the wh*te people!!
DeltaFox said:
Just wondered if theres ever been a study done on which ethnic groups have the highest numbers of crashes?
Interesting question.
Would it be legal to actuarially discriminate against an ethnic group if their propensity for accidents is genuinely higher?
I cant think of any examples like this in the insurance game. It happens in credit scoring, its not supposed to but it does...
"I have only ever been involved in RTCs with white drivers"
.
I don't think there is a mechanism in place to gather this data. I'm not aware that insurance companies explicitly log ethnic origin when you take out a policy or make a claim.(How else could they do it by name? or your address?)
I know that Bib have to tick of your ethnic origin if they stop or ticket you. Not sure how this works if they attend a RTC. Bib care to elaborate?
I would suggest that no real data exists and any info would be anecdotal such as my comment above.
pp
>> Edited by Pickled Piper on Monday 28th February 14:12
. I don't think there is a mechanism in place to gather this data. I'm not aware that insurance companies explicitly log ethnic origin when you take out a policy or make a claim.(How else could they do it by name? or your address?)
I know that Bib have to tick of your ethnic origin if they stop or ticket you. Not sure how this works if they attend a RTC. Bib care to elaborate?
I would suggest that no real data exists and any info would be anecdotal such as my comment above.
pp
>> Edited by Pickled Piper on Monday 28th February 14:12
blademan said:
oooooooh.
Dan....ger....ous... topic Df.
You know how politically correct this county is now.
You'll probably get a response like:-
"How dare you suggest that I'm a bad driver because I am bl*ck"
See, even I starred out a letter.
The most discriminated people in this country now are the wh*te people!!
This would be VERY interesting information to see, but as Blademan says, I don't think that stats such as these will ever be made public in an intelligible form.
(Which, of course, just goes to show what a naff tool Political Correctness is.)
Oli.
Plotloss said:
Just wondered if theres ever been a study done on which ethnic groups have the highest numbers of crashes?
Interesting question.
Would it be legal to actuarially discriminate against an ethnic group if their propensity for accidents is genuinely higher?
I cant think of any examples like this in the insurance game. It happens in credit scoring, its not supposed to but it does...
Probably not. Yet its open season to discriminate on the grounds of age, sex, postcode, profession etc. etc.
I think that such information should be available, if only for reasons of improving road safety. It is not racist to say that such and such an ethnic group are involved in more RTA's per capita or per mile travelled, IT'S STATISTICS.
You may recall when a chief inspector in a south London borough, Brixton I think it was, published crime statistics for his patch broken down by ethnic group. 80% of muggings were by black youths, mostly with black victims, 75% of burglaries were by whites, etc. He was slammed for racism, despite his perfectly logical attitude that it is only by revealing these stats that the community can start the dialogue that might address the problem. PC gone mad!
Ethnicity stats relating to RTAs COULD be used to target road safety education on those who need it most. Unfortunately would be more likely to be used for ethnically slanted insurance prices, speed and red light camera sitings.
You may recall when a chief inspector in a south London borough, Brixton I think it was, published crime statistics for his patch broken down by ethnic group. 80% of muggings were by black youths, mostly with black victims, 75% of burglaries were by whites, etc. He was slammed for racism, despite his perfectly logical attitude that it is only by revealing these stats that the community can start the dialogue that might address the problem. PC gone mad!
Ethnicity stats relating to RTAs COULD be used to target road safety education on those who need it most. Unfortunately would be more likely to be used for ethnically slanted insurance prices, speed and red light camera sitings.
nel said:Yup, statistics. And, as Oscar Wilde* once said, there are lies, damned lies and statistics.
I think that such information should be available, if only for reasons of improving road safety. It is not racist to say that such and such an ethnic group are involved in more RTA's per capita or per mile travelled, IT'S STATISTICS.
Odd that the current administration is so good at the first two and so quick to cover up the last. Possibly to perpetuate the first two a little more ...
Or maybe I'm just cynical.
Oli.
* I may have wrongly attributed this quote. I'm sure someone will put me right if I have done so.
Once we are actively educating everybody involved in crashes, everybody convicted of a motoring offence and everybody who has never had a practical lesson on how to use a motorway, then I might support using any excess capacity in the driver education system to identify and target high risk groups. Until then it seems needlesly divisive... and don't we have bigger fish to fry?
P.S. Some of my best friends are fish.
P.S. Some of my best friends are fish.
munter said:
That's because women are better drivers, of course!
I believe the term is safer not better!
>> Edited by munter on Monday 28th February 14:08
This not actually true of course. Like all human abilities driving ability produces a standard distribution curve. From that you will find women follow exactly the same driving ability as men. There are just as many excellent women drivers as excellent men and the same applies throughout the ability range. Interestingly the more intelligent the person the more likely to be a good driver. The myth about women being safer has come about due to insurance companies refusal in the UK to account for annual mileage in the proposal. (except in a crude way). Clearly if 2 people have exactly the same driving ability and one travels 40000 miles annually while the other travels 6000 then the higher mileage driver is more likely to have claims ie crashes. This is born out by the fact that despite driver ability dropping off dramatically form 60 onward it is not until 70 that the premiums rise. The notion that women are safer is the same as old people are safer. Its is clearly not true.
Any regular users of the A40 in West London would agree that it's certain people in certain German cars that are most likely to have accidents. I believe this statement has been verified by friends in the BiB that patrol that certain road.
Having said that - the percentage of commonwealth bretheren in this part of the country is much higher too...
In my many miles of driving I have certainly identified some stereotypes and it's possible to spot people's background before you can even see the driver!
Having said that - the percentage of commonwealth bretheren in this part of the country is much higher too...
In my many miles of driving I have certainly identified some stereotypes and it's possible to spot people's background before you can even see the driver!
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