Cars with Cheap Insurance Cover

[CocoUK]

Following a pub-convo last night, we wondered:

Which car has the cheapest insurance cover?
(theory based on third-party, low miles etc)


A few ideas:
A low-value shed?
A highly-safe tank?
A low-desirable wagon?
A classic?


Granted we have a fair few variables at play, location, policy-holder history etc

[Cotty]

Zero car, get third party only insurance.

[Pat H]

Think I pay £120 to insure a couple of old BMW motorbikes.

Fully comp, unlimited mileage.

[colinevan]

2001 Mondeo Zetec s 2.5 V6

St looks , 18" alloys the 5 spoke ones look best, under 1k for something decent with low miles. Think insurance for me fully comp was around £220 a year .

Mine was an estate in blue and was a fabulous car , owned for 4 years virtually zero costs involved .

[Jonboy_t]

1974 VW campervan. Renewed a few weeks ago, £181

[vanordinaire]

Definitely go the classic route, it doesn't need to be particularly old/special. £120 ish for my MX5, £88 for my old Landie

[Phunk]

2cv £75

[Biggles111]

Classics are the way to go, my Porsche 944 came in at £120/year yet was still a good drive...

[austinsmirk]

had a 72 vw bay camper for 10/12 years. road tax exempt and £100 a yr fully comp with £7000 agreed value.

1992- 2004/5 ownership- period of time.

at the time, it was probably one of the best/better campervans around too.

[arch stant0n]

Some of this depends on where you keep the car I think...I couldn't get classic car cover for my 200sx last year as it was kept on the road. Most policies only applied if the car was garaged.
Anyone know of classic policies that cover cars kept on the road?

[Cotty]

arch stant0n said:

Anyone know of classic policies that cover cars kept on the road?

Yes http://www.classiclineinsurance.co.uk/

At one point I had my Lotus and BMW insured with them but only the Lotus was in the garage. When I told them the BMW was not going to be garaged there was no change in premium.

[Saleen836]

I have just renewed the insurance on my '06 supercharged Mustang, FC, 2k miles a year - £240

[p4cks]

Daewoo Matiz (0.9l) or the like?

[GOG440]

For me (46yr old professional) £143 for my TVR 350i
For my 18 year old student son £850 (with a black box) on a toyota aygo

[jimmy7]

2016 Caterham Superlight Twenty - 31yo, 5k miles pa, £158

[Pat H]

jimmy7 said:

2016 Caterham Superlight Twenty - 31yo, 5k miles pa, £158

That's splendid.

[anonymous-user]

Caterham Seven with a coal-fired Crossflow lump.......£105 pa, fully comp
Land Rover Defender 90 TD5.......£158 pa, fully comp.

[tomtom]

My W124 is about £110 in Zone 1 (London). Not bad that.

[silobass]

I can't wait to be part of the sub £200 club for insurance.

[catso]

CocoUK said:

Which car has the cheapest insurance cover?
(theory based on third-party, low miles etc)

Not sure third party is always cheaper?

I bought an '04 Polo for my Son who's not passed his test yet but in the meantime I was toying with insuring it in my name so that I could drive it whilst sorting any issues, MOT etc. I was quoted £60 more for TPO than fully comprehensive...