Discussion
kevinday said:
IMHO you are, however the faulty brake lights would be mitigating circumstances and may well persuade the insurance co to go 'knock for knock'.
DJFish said:
I'd imagine it would be them at fault, but it'd be difficult to prove the lights were defective once they're in small pieces in the road.
Not necessarily. If the break lights were on when you damage them the filaments go all gooey and melt. If they are off (or had already blown) the filaments will show a brittle fracture. Has been used many times before in accident analysis.
Happened to my fiancee - she was rear-ended in a queue of traffic, woman behind apologetic at the time, but wanted to keep it out of insurance. We discussed it and said no, wanted to go down insurance route, all of a sudden 3P is claiming Becky's brake lights weren't working.
Result: 100% against the 3P - 3P would have been expected to see car slowing down and act accordingly.
Result: 100% against the 3P - 3P would have been expected to see car slowing down and act accordingly.
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