Rental Flat - Break In, Who Pays?

[beancaker]

Patio door smashed by burglars, rental leasehold flat. Am I correct in assuming this should be covered by the block management buildings insurance?
Thanks in advance.

[Eric Mc]

I presume you do have insurance?

[beancaker]

Eric Mc said:

I presume you do have insurance?

Yes, but only limited contents insurance. Buildings insurance is covered by the management company, which I would assume covers patio doors.

[DanL]

beancaker said:

Yes, but only limited contents insurance. Buildings insurance is covered by the management company, which I would assume covers patio doors.

Call the managing agents, who presumably run the buildings insurance. I'd imagine it would be covered, but they can confirm.

[UpTheIron]

Doors will be buildings insurance... I was covered a number of years ago when one of my properties had its back door smashed in.

[superlightr]

UpTheIron said:

Doors will be buildings insurance... I was covered a number of years ago when my back door was smashed in.

ouch..

[Jockman]

superlightr said:

UpTheIron said:

Doors will be buildings insurance... I was covered a number of years ago when my back door was smashed in.

ouch..

You haven't just been on the Keith Vaz thread have you......?

[AyBee]

Are you asking about mending the damage or coughing up for anything stolen? The landlord should have buildings insurance to put the door back and your contents insurance should cover anything taken.

[98elise]

As a landlord I would expect to pay for it. Its my bricks and mortar so my responsibilty to fix. Tenant is only responsible for their stuff.