Giving permission to drive car

[Antwrigley]

I'm selling my car to a relative, we was wondering if he's legally allowed to drive it with my permission (his insurance policy allows that) even though my insurance policy on my car has ran out?

[Ninja59]

No, because of CIE (insured (and appearing on the MID) and taxed or SORN), meaning he will need to insure it in his name, he will also need to tax it anyway as soon as you change the RK details.

[Antwrigley]

Even though I still own the car currently and I've taxed it? It's just a temporary thing for a few days

[mk4gtiturbo]

For the third party driving on your relatives policy the car must be insured by you. You could try temp cover if it's just a few days

[Ninja59]

Antwrigley said:

Even though I still own the car currently and I've taxed it? It's just a temporary thing for a few days

Your insurance has run out so is no longer covering the car (and therefore no longer appearing on MID which is what ANPR will read from for insurance), if it was still insuredthen yes you could do it (with your permission and "delay" sending the V5 off) and the driving other cars would apply (I know aviva still allow you to drive an uninsured car, but because of CIE it has to be insured anyway).

Furthermore you said you were selling it to him, therefore changing the RK details, the tax will be immediately void from the date of sale and he has to tax it himself you will get a refund from the DVLA for any complete months unused (unless you do what I said above and delay sending it off).

But, either way I do not see the point (what is there to gain?), it is going have to be insured and taxed to be on the road eventually as the driving other cars part won't apply once the keeper details have changed.

Edited by Ninja59 on Tuesday 15th November 17:20

[mgv8]

Almost alway NO. There is a clear statment the requres the car to be covered by some one else.
There is also a few niggles if you stop and get out the cars who is covered?

[Antwrigley]

Thanks for the replies, -and I know it seems pointless it just would've been ideal for tonight and tomorrow, ,thanks again for clearing it up

[Sheepshanks]

Antwrigley said:

I'm selling my car to a relative, we was wondering if he's legally allowed to drive it with my permission (his insurance policy allows that) even though my insurance policy on my car has ran out?

I think some of the answers are confusing - and perhaps this doesn't help!

It's not an issue for your relative, unless his policy states that the car must be insured, which is fairly unusual.

However, as others have pointed out, CIE now means the car itself must be insured (doesn't matter who by) or be SORN'd.

So your relative could drive the car, and be legally insured. But you'll get a penalty under CIE. You'll already by due for this if you've ended the insurance but haven't SORN'd the car.

[xRIEx]

Because of these two statements:

Antwrigley said:

my insurance policy on my car has ran out?

Antwrigley said:

Even though I still own the car currently and I've taxed it?

This is currently your main problem:

Sheepshanks said:

But you'll get a penalty under CIE. You might already by due for this if you've ended the insurance but haven't SORN'd the car.

[TooMany2cvs]

Antwrigley said:

I'm selling my car to a relative, we was wondering if he's legally allowed to drive it with my permission (his insurance policy allows that) even though my insurance policy on my car has ran out?

If he's buying it from you, why doesn't he just start his own insurance on it a day or so earlier than he was going to?

The tax will be cancelled as soon as the keeper changes, so he'll need to tax it himself from then anyway. Unless that's next month, there's zero difference doing it today or next week.

[shake n bake]

2 day policy's are available, assuming it's a normal car then it'll cost about 40 quid.

[ikarl]

Depends who he is insured with. Phone them and ask.

Within the last two weeks someone posted detail of their policy with Aviva (I think) who do not require the car to be insured elsewhere

[Sheepshanks]

ikarl said:

Depends who he is insured with. Phone them and ask.

Within the last two weeks someone posted detail of their policy with Aviva (I think) who do not require the car to be insured elsewhere

AS several of us have pointed out, while this is true it's a moot point since CIE.

[CYMR0]

Sheepshanks said:

AS several of us have pointed out, while this is true it's a moot point since CIE.

It's not a moot point for the relative/driver - it still leaves the OP exposed, so I wouldn't do it - but using without insurance, and breach of CIE are two separate issues.

[speedking31]

Dayinsure.

[TwigtheWonderkid]

mk4gtiturbo said:

For the third party driving on your relatives policy the car must be insured by you.

Not so.

Not all DOC extensions insist the car driven is insured in its own right. The only offence is the owners, having a car taxed but not insured. And that'll take weeks to flag up. The relative who is driving it is committing no offence, if his DOC covers him.

[Sheepshanks]

CYMR0 said:

Sheepshanks said:

AS several of us have pointed out, while this is true it's a moot point since CIE.

It's not a moot point for the relative/driver - it still leaves the OP exposed, so I wouldn't do it - but using without insurance, and breach of CIE are two separate issues.

It is a moot point as it can't (legally) happen.

If it does happen, then it's not the relative / drivers problem as long as he has DOC and his policy doesn't stipulate the car needs to have its own insurance.