New driver insured on Range Rover Classic
Discussion
Evening, my daughter starts learning in January and I am considering trying to get her insured on my RRC once passed. I called the current insurers who said a straight No. Has anyone had any luck insuring a new driver on a classic, albeit a V8 one? It would only be occasional use as she has another car. She does not, however have a policy in her name.
She doesn't yet get the impact of 12mpg, but that's for another day!
She doesn't yet get the impact of 12mpg, but that's for another day!
Harleyboy said:
......It would only be occasional use as she has another car. She does not, however have a policy in her name......
So she owns a car that she is the main driver of, but she is only a named driver? - Have you checked out all of the legal implications of that?As for the Range Rover:
First off, how old is your daughter?
If she's in her late teens/early twenties, then you're looking at a young, inexperienced driver in a large, heavy vehicle that isn't exactly the hardest thing to put on it's side! - I suspect you're going to struggle to get her insured TBH!
(No disrespect, your daughter might be a perfect driver but insurance companies don't work on: "trust Me.....She's a really safe driver!", they look at the risk factors, and all of the above add up to a high risk situation that will most likely be unacceptable for them!)
My wife is a perfect driver! She has been complimented on her style by police instructors, has never had an accident and yet drives faster than I like on public roads. The car is garaged, we live in a low risk area, we are both in our sixties, etc. etc
She got her insurance renewal quote this week, that added another £200 to the premium!
She rang them, was told high-risk car (Peugeot RCZ), but was able to beat them down to a rise of £70, which itself cannot be justified by inflation, because there isn't any.
Insurers are exploiters of our need for cover, who seek profit , not service.
John
She got her insurance renewal quote this week, that added another £200 to the premium!
She rang them, was told high-risk car (Peugeot RCZ), but was able to beat them down to a rise of £70, which itself cannot be justified by inflation, because there isn't any.
Insurers are exploiters of our need for cover, who seek profit , not service.
John
OP I have not personally had or needed to (as yet) insure any of my kids, (got that to come in a few years - it should be interesting) however it might be a long shot but my Colt is insured with A Plan insurance (Chelmsford Branch) . They have a relationship with a local classic Insurer (they're a broker) and negotiate directly with them, I needed a fairly bespoke policy for my classic and the guy dealing with it (Dominic) managed to get all the boxes ticked with the minimum of fuss and for a very competitive price.
They are of course regulated etc so it's not a fly by night operation, and if you get a friend to recommend you , there's a 50 quid M&S voucher as a bounty so it might be worth getting a pal to ring up and put you forward before hand to avail of the free M&S goodies!.
Worth a try.
They are of course regulated etc so it's not a fly by night operation, and if you get a friend to recommend you , there's a 50 quid M&S voucher as a bounty so it might be worth getting a pal to ring up and put you forward before hand to avail of the free M&S goodies!.
Worth a try.
Hi sorry for the delay in coming back to you all and thanks for the replies. I am fortunate to be able to take three company cars, both of which are technically owned by me although insured by my company. So, she is a named driver but doesn't own the the car. Apologies for any confusion. She does build a driver history which is good for whenever she does have her own car/policy as some insurers will accept this as no claims (assuming it is!).
My daughter is soon to be 17. You make a very fair point about it not being an ideal type of vehicle to drive as an inexperienced driver. I learned in Land Rovers but that was a long time ago! Maybe I'll let her get a little more experience under her belt before letting her loose in my pride and joy. It would really only be very occasional use for her to go horse trials, point to point etc.
My daughter is soon to be 17. You make a very fair point about it not being an ideal type of vehicle to drive as an inexperienced driver. I learned in Land Rovers but that was a long time ago! Maybe I'll let her get a little more experience under her belt before letting her loose in my pride and joy. It would really only be very occasional use for her to go horse trials, point to point etc.
4rephill said:
So she owns a car that she is the main driver of, but she is only a named driver? - Have you checked out all of the legal implications of that?
As for the Range Rover:
First off, how old is your daughter?
If she's in her late teens/early twenties, then you're looking at a young, inexperienced driver in a large, heavy vehicle that isn't exactly the hardest thing to put on it's side! - I suspect you're going to struggle to get her insured TBH!
(No disrespect, your daughter might be a perfect driver but insurance companies don't work on: "trust Me.....She's a really safe driver!", they look at the risk factors, and all of the above add up to a high risk situation that will most likely be unacceptable for them!)
As for the Range Rover:
First off, how old is your daughter?
If she's in her late teens/early twenties, then you're looking at a young, inexperienced driver in a large, heavy vehicle that isn't exactly the hardest thing to put on it's side! - I suspect you're going to struggle to get her insured TBH!
(No disrespect, your daughter might be a perfect driver but insurance companies don't work on: "trust Me.....She's a really safe driver!", they look at the risk factors, and all of the above add up to a high risk situation that will most likely be unacceptable for them!)
tapkaJohnD said:
desolate said:
In terms of insurance there has been significant inflation in costs.
IPT alone has rise notably.
Didn't IPT go from 9.5% to 10%? Ouch, yaroo, cor, lummee, that hurts!IPT alone has rise notably.
My wife's previous insurance premium was not £40,000 ( £200 as a 0.5% increase)
John
So whilst it doesn't account for all the rate increases it account for some.
There are other increases that are over the standard rate of inflation as well, but I sense there is no point explaining that.
bolide said:
I'd let her get a bit of experience in it before she goes off to events in it. If she gets used to a small nippy car first then the plough-on understeer of an RR exiting a roundabout too fast might scare her s
tless
It did me
Nick Froome
Sensible comments, I'll see how we get on. She's got to pass her test yet!tlessIt did me
Nick Froome
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