Applied for a credit card do you think I got approved?
Applied for a credit card do you think I got approved?
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Discussion

vsmdsm

Original Poster:

1 posts

117 months

Friday 27th January 2017
quotequote all
I applied for a credit card online it was supposed to be an instant decision but I got an e mail saying sorry we cant give you an instant decision and we will write to you with a decision in 10 working days.

After 5 days I got a letter asking for proof of id, proof of address(Bank Statement,Council Tax, Utility Bill) etc.

Its about 13 days since I applied online and I sent them the documents a few days back.

Do you think its approved? I personally think if it was going to be a rejection then they would have just sent the rejection letter instead of asking for documents.

What do you think?

I applied with them in the past a few years ago and back then I got the rejection letter in the post.

Edited by vsmdsm on Friday 27th January 23:47

Sarnie

8,373 posts

239 months

Friday 27th January 2017
quotequote all
Sounds like to me that they couldn't electronically verify your ID & Address (are you on the electoral roll etc) and require the physical documents to verify your details....