Legality of running a business
Discussion
From home?
My OH has stated an interest in running a smallish business from home utilising our double garage, she'd have a small number of clients calling & 1-2 parcel deliveries a day, no different to the average Amazomn ordering household.
Would we need permission to do this, contact the council or anything? Would need to be watertight really in case the old git down the road cottoned on & complained.
I appreciate we'd need to inform our insurers, would we need to inform the mortgage company?
My OH has stated an interest in running a smallish business from home utilising our double garage, she'd have a small number of clients calling & 1-2 parcel deliveries a day, no different to the average Amazomn ordering household.
Would we need permission to do this, contact the council or anything? Would need to be watertight really in case the old git down the road cottoned on & complained.
I appreciate we'd need to inform our insurers, would we need to inform the mortgage company?
Eric Mc said:
It depends on a lot of factors. If the business is low key and has no direct impact on the overall ambience of the neighbourhood, most councils will not cause a problem. Having said that, some councils are stricter than others.
Thanks Eric, who would we need to speak to at the council, which dept?It's a det house in a cul de sac of 9 houses so wouldn't cause much disturbance but want to be safe all the same.
LordHaveMurci said:
From home?
My OH has stated an interest in running a smallish business from home utilising our double garage, she'd have a small number of clients calling & 1-2 parcel deliveries a day, no different to the average Amazomn ordering household.
Would we need permission to do this, contact the council or anything? Would need to be watertight really in case the old git down the road cottoned on & complained.
I appreciate we'd need to inform our insurers, would we need to inform the mortgage company?
You might need planning permission. Also check your insurance. Electrical appliances used in the business might need PAT testing. My OH has stated an interest in running a smallish business from home utilising our double garage, she'd have a small number of clients calling & 1-2 parcel deliveries a day, no different to the average Amazomn ordering household.
Would we need permission to do this, contact the council or anything? Would need to be watertight really in case the old git down the road cottoned on & complained.
I appreciate we'd need to inform our insurers, would we need to inform the mortgage company?
Spoken to the Council planning dept, they are mainly concerned about increased traffic & any disturbance to neighbours as you'd expect.
Based on the amount of visitors & courier deliveries our domestic neighbours receive then I don't think it should be an issue at all, there will be no noise or smell etc, parking is not an issue, neither is access.
If they think we do need planning then it entails change of use which will be a no no.
Need to email them all the details so then can discuss & come to a decision, have kept our address to ourselves for now.
Based on the amount of visitors & courier deliveries our domestic neighbours receive then I don't think it should be an issue at all, there will be no noise or smell etc, parking is not an issue, neither is access.
If they think we do need planning then it entails change of use which will be a no no.
Need to email them all the details so then can discuss & come to a decision, have kept our address to ourselves for now.
It really depends what she is doing.
You may need to look at a public liability policy to cover anything that should happen to a visitor when visiting your home,
Your home insurance won't cover any damage caused by a visitor in those circumstances.
But in general all the hurdles can easily be over come if no change of use is required to carry out the business.
You may need to look at a public liability policy to cover anything that should happen to a visitor when visiting your home,
Your home insurance won't cover any damage caused by a visitor in those circumstances.
But in general all the hurdles can easily be over come if no change of use is required to carry out the business.
desolate said:
It really depends what she is doing.
You may need to look at a public liability policy to cover anything that should happen to a visitor when visiting your home,
Your home insurance won't cover any damage caused by a visitor in those circumstances.
But in general all the hurdles can easily be over come if no change of use is required to carry out the business.
We would have business insurance that would include PL anyway, I'm sure our home insurers will need to know so will speak to them.You may need to look at a public liability policy to cover anything that should happen to a visitor when visiting your home,
Your home insurance won't cover any damage caused by a visitor in those circumstances.
But in general all the hurdles can easily be over come if no change of use is required to carry out the business.
Need to wait for Business Rates bods to return from lunch at 2 then speak to them also.
Forgotten just how feckin useless civil servants can be.
Spomke to Council Tax officer, need to speak to Business Rates but they're on lunch. Wait for them to return, call them, you need to speak to VoA Sir.
Spend 12.5mins on hold for VoA, we can only help if you supply address & post code sir. No, I really don't want to do that at this stage, can you just advise in principle please, I've been holding for over 12mins. No, sorry Sir, please call back with address & post code, bye.
Tempted to say feck the lot of 'em & just do it without telling anybody
Spomke to Council Tax officer, need to speak to Business Rates but they're on lunch. Wait for them to return, call them, you need to speak to VoA Sir.
Spend 12.5mins on hold for VoA, we can only help if you supply address & post code sir. No, I really don't want to do that at this stage, can you just advise in principle please, I've been holding for over 12mins. No, sorry Sir, please call back with address & post code, bye.
Tempted to say feck the lot of 'em & just do it without telling anybody
My wife runs a business from our home. We have PLI and business insurance and claim the appropriate expenses for running costs.
There is always the CGT/Business Rates risk for the element used for business, but with 40% of homes having businesses run from them in some areas it is unlikely unless you put a shop-front on the garage.
LordHaveMurci said:
Forgotten just how feckin useless civil servants can be.
Spomke to Council Tax officer, need to speak to Business Rates but they're on lunch. Wait for them to return, call them, you need to speak to VoA Sir.
Spend 12.5mins on hold for VoA, we can only help if you supply address & post code sir. No, I really don't want to do that at this stage, can you just advise in principle please, I've been holding for over 12mins. No, sorry Sir, please call back with address & post code, bye.
Tempted to say feck the lot of 'em & just do it without telling anybody
You can't blame them for that.Spomke to Council Tax officer, need to speak to Business Rates but they're on lunch. Wait for them to return, call them, you need to speak to VoA Sir.
Spend 12.5mins on hold for VoA, we can only help if you supply address & post code sir. No, I really don't want to do that at this stage, can you just advise in principle please, I've been holding for over 12mins. No, sorry Sir, please call back with address & post code, bye.
Tempted to say feck the lot of 'em & just do it without telling anybody
What is it you are going to be doing?
loafer123 said:
My wife runs a business from our home. We have PLI and business insurance and claim the appropriate expenses for running costs.
There is always the CGT/Business Rates risk for the element used for business, but with 40% of homes having businesses run from them in some areas it is unlikely unless you put a shop-front on the garage.
This was my 1st thought, and I'm rapidly coming back around to it.There is always the CGT/Business Rates risk for the element used for business, but with 40% of homes having businesses run from them in some areas it is unlikely unless you put a shop-front on the garage.
If the worst came to the worst we'd either move the business out of the home or just cease running it.
Eric Mc said:
CGT will NEVER be an issue UNLESS you convert a part of the domestic property into a dedicated business area.
So, if you use a bedroom as an office, but retain it as a bedroom also, or you use the garage for storage but it can still be used as a garage, there will be no CGT arising.
That's good to know, thanks Eric. Planning to use one side of the double garage so it would still be used as garage too.So, if you use a bedroom as an office, but retain it as a bedroom also, or you use the garage for storage but it can still be used as a garage, there will be no CGT arising.
Please don't give the VOA your address... I'd have advised not speaking to planning either in your circumstances....
Do make sure you get the necessary liability insurance.
Read this. https://www.gov.uk/introduction-to-business-rates/...
Do make sure you get the necessary liability insurance.
Read this. https://www.gov.uk/introduction-to-business-rates/...
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