CALIFORNIA INSURANCE: Who is good out there?

[fcefalu]

Hi guys, who do you use for insuring your car? In the past i had my sport cars insured with CHUBB who provided a very good service and rates also reasonable. unfortunately they no longer offer motor vehicles cover if you don't buy from them other services (jewellery-home-etc).

Need to insure my 2010 CALI, any 1st hand advice will be very much appreciated...

Thanks!

[johnnyreggae]

Locktons FOC policy is via Chubb

Other names mentioned here for instance https://www.pistonheads.com/gassing/topic.asp?t=16...

[fcefalu]

txs mate

[Yipper]

Just spent weeks researching this. Thread here:

https://www.pistonheads.com/gassing/topic.asp?h=0&...

Conclusion:

For cars under ~£250k, get Admiral + gap insurance. Much, much cheaper than the brokers, delivers effectively "agreed value", and with cover almost identical.

For cars over ~£250k, use a specialist broker, like Manning or AIB (Admiral struggle to insure this level).

[jon66]

Personally wouldn't touch the likes of Admiral for the Cali.....I was with them (purely based on price) but looking at the limitations on cover such as effectively not covering factory fit options (which in their book constitute modifications), having to use their approved repairers, market value etc it just didn't make sense.

Spoke to AIB and put together a multi car policy with Hiscox for all 4 of my cars (including daily driver) which gives agreed values on all, my choice of repairer, like for like hire car, full legal, fully comp driving any other vehicle (plus any driver over 30 allowed to drive any of my cars with my permission, fully comp) etc. Extra cost compared to Admiral was minimal but peace of mind having proper cover in place was priceless

[fcefalu]

jon66 said:

Personally wouldn't touch the likes of Admiral for the Cali.....I was with them (purely based on price) but looking at the limitations on cover such as effectively not covering factory fit options (which in their book constitute modifications), having to use their approved repairers, market value etc it just didn't make sense.

Spoke to AIB and put together a multi car policy with Hiscox for all 4 of my cars (including daily driver) which gives agreed values on all, my choice of repairer, like for like hire car, full legal, fully comp driving any other vehicle (plus any driver over 30 allowed to drive any of my cars with my permission, fully comp) etc. Extra cost compared to Admiral was minimal but peace of mind having proper cover in place was priceless

thanks a lot for your input

[Beni997]

jon66 said:

Personally wouldn't touch the likes of Admiral for the Cali.....I was with them (purely based on price) but looking at the limitations on cover such as effectively not covering factory fit options (which in their book constitute modifications), having to use their approved repairers, market value etc it just didn't make sense.

Spoke to AIB and put together a multi car policy with Hiscox for all 4 of my cars (including daily driver) which gives agreed values on all, my choice of repairer, like for like hire car, full legal, fully comp driving any other vehicle (plus any driver over 30 allowed to drive any of my cars with my permission, fully comp) etc. Extra cost compared to Admiral was minimal but peace of mind having proper cover in place was priceless

I have done exactly the same.