Discussion
My partner had a slight accident on her way to work waiting at a roundabout the car in front pulls out and she follows (all at low speed) then for no reason the car in front slams on even though he has entered the roundabout. They eventually pull off the roundabout to check the damage which turns out to be a cracked number plate and a small chip on her car bumper, details are exchanged but no phone numbers and she is willing to pay for the damaged number plate. She is now worried that he could say there is more damage to the car and he has the usual whip lash even though it was a low speed accident. Should she contact her insurance or wait and see what happens, she's a bit worried a letter from his insurance company will arrive, never had an accident before.
It's a crap one. We've all done it. The f
kwits & their inability to judge a roundabout!!!
Unless very very sure the other party is fair & sensible, report to insurance and take it on the chin.
If there is any likelihood that they are the sort of of people to suddenly think whiplash & easy money Definitely report it to insurance! Keep in mind they could wait 6 months and THEN report it, and if your insurance company are caught unaware - can be problematic to say the least!
Also to add, if there is a cracked numberplate - which itself takes a fair amount of force- I wouldnt be surprised if the 'up front' bill would cost you several £100 anyway, once your bumper & his bumper are checked & resprayed.
edit: Correct mobile phone speeling & gramor
kwits & their inability to judge a roundabout!!!Unless very very sure the other party is fair & sensible, report to insurance and take it on the chin.
If there is any likelihood that they are the sort of of people to suddenly think whiplash & easy money Definitely report it to insurance! Keep in mind they could wait 6 months and THEN report it, and if your insurance company are caught unaware - can be problematic to say the least!
Also to add, if there is a cracked numberplate - which itself takes a fair amount of force- I wouldnt be surprised if the 'up front' bill would cost you several £100 anyway, once your bumper & his bumper are checked & resprayed.
edit: Correct mobile phone speeling & gramor
Edited by Andehh on Friday 9th June 07:52
It was a young lad only been driving for a couple of years it wasn't one of the baseball cap brigade but thinking about it it could be a crash for cash. He was straight on the phone to his dad which seemed a bit strange to me, I went out as it wasn't far from work as she was a bit concerned his dad may turn up ranting and raving had a look over his car the only damage was the number plate.
Saints said:
It was a young lad only been driving for a couple of years it wasn't one of the baseball cap brigade but thinking about it it could be a crash for cash. He was straight on the phone to his dad which seemed a bit strange to me, I went out as it wasn't far from work as she was a bit concerned his dad may turn up ranting and raving had a look over his car the only damage was the number plate.
To be fair, if he is a newish driver & never been in that situation before, combined with all the reports of no insurance/dodgy claims etc he may well just be looking for someone to help/advise to ensure it is all handled 'by the book'. Especially if he is currently paying £2000+ for his insurance currently!Life is short, s
t happens, try and get in contact with him/his father and see what they say, but I would probably inform your insurance company all the same. Realistically, even with a small 'at fault' claim, the 10-15% rise you see over 5 years - you wont notice it in the big scheme of things.
Andehh said:
Saints said:
It was a young lad only been driving for a couple of years it wasn't one of the baseball cap brigade but thinking about it it could be a crash for cash. He was straight on the phone to his dad which seemed a bit strange to me, I went out as it wasn't far from work as she was a bit concerned his dad may turn up ranting and raving had a look over his car the only damage was the number plate.
To be fair, if he is a newish driver & never been in that situation before, combined with all the reports of no insurance/dodgy claims etc he may well just be looking for someone to help/advise to ensure it is all handled 'by the book'. Especially if he is currently paying £2000+ for his insurance currently!Life is short, s
t happens, try and get in contact with him/his father and see what they say, but I would probably inform your insurance company all the same. Realistically, even with a small 'at fault' claim, the 10-15% rise you see over 5 years - you wont notice it in the big scheme of things.I'd probably be on the ringer to one of my parents if I had an accident that wasn't my fault!
If I was at fault and the damage was so minor, I'd probably try and keep it from them!
I nearly had a similar crash, where I was judging that I could carry out onto a roundabout (50 mph zone!), and the car in front stopped for no reason. I did manage to stop though.
If I was at fault and the damage was so minor, I'd probably try and keep it from them!
I nearly had a similar crash, where I was judging that I could carry out onto a roundabout (50 mph zone!), and the car in front stopped for no reason. I did manage to stop though.
There's a junction near me that leads on to a two lane uphill section of the A35. The junction is built on the skew, on the end of a long right hand corner with an island obstructing your view down the hill. A very common scenario is that you pull out until you can see past the island and have a clear view then spot a car coming up the hill, brake and then get hit in the back by the person behind who saw you pull out and is now just looking right.
This happens typically every week and in the Summer Time probably every day. I've been hit three times in 10 years at this junction. Only plus side is I now never assume that anyone has departed until they've actually left the junction and even then still expect them to stop.
Feel sorry for the OP's partner though because it's easily done.
This happens typically every week and in the Summer Time probably every day. I've been hit three times in 10 years at this junction. Only plus side is I now never assume that anyone has departed until they've actually left the junction and even then still expect them to stop.
Feel sorry for the OP's partner though because it's easily done.
cologne2792 said:
There's a junction near me that leads on to a two lane uphill section of the A35. The junction is built on the skew, on the end of a long right hand corner with an island obstructing your view down the hill. A very common scenario is that you pull out until you can see past the island and have a clear view then spot a car coming up the hill, brake and then get hit in the back by the person behind who saw you pull out and is now just looking right.
This happens typically every week and in the Summer Time probably every day. I've been hit three times in 10 years at this junction. Only plus side is I now never assume that anyone has departed until they've actually left the junction and even then still expect them to stop.
Feel sorry for the OP's partner though because it's easily done.
The roundabout to which I refer is the A35 too...This happens typically every week and in the Summer Time probably every day. I've been hit three times in 10 years at this junction. Only plus side is I now never assume that anyone has departed until they've actually left the junction and even then still expect them to stop.
Feel sorry for the OP's partner though because it's easily done.
Solocle said:
cologne2792 said:
There's a junction near me that leads on to a two lane uphill section of the A35. The junction is built on the skew, on the end of a long right hand corner with an island obstructing your view down the hill. A very common scenario is that you pull out until you can see past the island and have a clear view then spot a car coming up the hill, brake and then get hit in the back by the person behind who saw you pull out and is now just looking right.
This happens typically every week and in the Summer Time probably every day. I've been hit three times in 10 years at this junction. Only plus side is I now never assume that anyone has departed until they've actually left the junction and even then still expect them to stop.
Feel sorry for the OP's partner though because it's easily done.
The roundabout to which I refer is the A35 too...This happens typically every week and in the Summer Time probably every day. I've been hit three times in 10 years at this junction. Only plus side is I now never assume that anyone has departed until they've actually left the junction and even then still expect them to stop.
Feel sorry for the OP's partner though because it's easily done.
cologne2792 said:
I wonder if the A35 suffers from particularly poor designers ? My end is near the Dorset / Devon border where they're currently employing yet another ineffectual fix to the crossing with the B3165 - which has so far consisted of 10 weeks of random scribblings on the road, some sweeping up, two weeks of chaotic night time closures and a bill for in excess of half a million pounds.
The part I do is normally A350-Bornemouth, but sometimes I go as far as the A37. Had some bridge work this end - 30 mph limit on an NSL DC that literally nobody obeyed. Phase 2 is coming in January... 
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