Mortgage - Loan to Income multiples
Discussion
A question for Sarnie or any other mortgage broker on here.
We have a good net income but our tax affairs are pretty efficient and therefore our gross income is not too much more than our net.
Would a potential lender take this into account when deciding how much they might lend us or would they look at the gross and assume we're paying top rates of tax?
We have a good net income but our tax affairs are pretty efficient and therefore our gross income is not too much more than our net.
Would a potential lender take this into account when deciding how much they might lend us or would they look at the gross and assume we're paying top rates of tax?
Ossiantoad said:
A question for Sarnie or any other mortgage broker on here.
We have a good net income but our tax affairs are pretty efficient and therefore our gross income is not too much more than our net.
Would a potential lender take this into account when deciding how much they might lend us or would they look at the gross and assume we're paying top rates of tax?
Not really enough information to be able to give an opinion.............happy to chat if you want to drop me a mail! We have a good net income but our tax affairs are pretty efficient and therefore our gross income is not too much more than our net.
Would a potential lender take this into account when deciding how much they might lend us or would they look at the gross and assume we're paying top rates of tax?
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