New Swift PCH

[daydotz]

I keep seeing this advertised on TV is this a bad arrangement or typical of a PCH

[Sheepshanks]

It seems to be 60+12. What could possibly go wrong?

I've seen the ad a lot too - I think it's interesting they're getting PCH out into people's minds. Also interesting that they've picked the top-of-the-rang model - perhaps it'll help resell them when they come back.

[MildRelish]

5 years? Christ!

[CYMR0]

£11448 over 5 years.

I wouldn't, obviously, but £1k interest and £4k trade-in for a £14,500 car and you're in the ballpark.

If you had a PCP with zero equity in it, it wouldn't be hugely different.

Then again I'd probably be OK with spending £15k to not own a £30k car over the period...