Adding another person to a mortgage
Adding another person to a mortgage
Author
Discussion

Melman Giraffe

Original Poster:

6,794 posts

248 months

Friday 4th August 2017
quotequote all
Without going into too much detail. If i was sole name on a buy to let mortgage how easy would it be to add another person to said mortgage ie my other half?

Jockman

18,414 posts

190 months

Friday 4th August 2017
quotequote all
Married? Shouldn't be an issue.

Melman Giraffe

Original Poster:

6,794 posts

248 months

Friday 4th August 2017
quotequote all
Jockman said:
Married? Shouldn't be an issue.
ok and if not

splodge s4

1,519 posts

267 months

Friday 4th August 2017
quotequote all
Easy to add to the mortgage but believe it or not you may have to pay stamp duty as theres a transfer of equity. It wasnt really a problem a while back but with the extra 3% now on investment / 2nd properties you may have to pay it, speak to a solicitor & they can advise you.

Melman Giraffe

Original Poster:

6,794 posts

248 months

Friday 4th August 2017
quotequote all
ok thanks, will get in touch with a lawyer