car was hit while parked
car was hit while parked
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juddcampbell

Original Poster:

65 posts

117 months

Sunday 13th August 2017
quotequote all
Aston abuse!

I had a lovely day getting the car professionally detailed with a clay bar and wax then took the car to a car show and food festival. I did not win but had a great time talking to car nuts and spending the day with the family.
we went downtown for some pizza and a beer last night and I felt I had a really good parking spot. Motorcycles on one side and backed in as far as I could go.

As we were walking back to the car there was a crowd of people sending around the DB9. I said to my wife " huh, I hope nobody hit my car" Two women began apologizing right away and as it turns out they had just pulled out of a spot next to me and cut the corner too tight. We had the police come and make a report. I will not know the insurance limits she has for 5 days.

Damage to the bumper, fender, headlight. the headlight works but it is pushed back in 1" or so. It could have damaged something under there.

Anyone have any luck with a diminished value claim on a car? this is going to show up on the carfax and hurt the resale value with the repairs.

The nearest dealer is 3.5 hours drive from my house. I don't know if they do body work.




steveway

947 posts

115 months

Sunday 13th August 2017
quotequote all
that's quite a mess for a glancing blow. hope it gets sorted

Flugplatz

1,955 posts

276 months

Sunday 13th August 2017
quotequote all
Diminished value claim?
It will make ZERO difference to its value???




And her insurance covers it regardless.

I dont get your post at all?

R129 300SL

281 posts

163 months

Sunday 13th August 2017
quotequote all
I think in USA every accident will show up on a carfax report however small.

Apparently devalues car especially prestige ones.

juddcampbell

Original Poster:

65 posts

117 months

Sunday 13th August 2017
quotequote all
Flugplatz said:
Diminished value claim?
It will make ZERO difference to its value???




And her insurance covers it regardless.

I dont get your post at all?
Even after the repairs the car is going to be worth less now that it has an accident on its history. I bought a car without any accidents or paintwork. Resale will be impacted by 10k at least. I can sue the insurance company for the loss in value.

I was given $1,500 after I pressed the issue on my wife's 2014 Ford.

Her insurance will cover it but I don't want it fixed from some local shop that has never even heard of an Aston Martin.
I live in Central Kentucky. our high end dealer is a BMW dealer. Aston has a dealership 200 miles away.

DocW

315 posts

173 months

Sunday 13th August 2017
quotequote all
Flugplatz said:
Diminished value claim?
It will make ZERO difference to its value???




And her insurance covers it regardless.

I dont get your post at all?
In the states the insurance system is different as quoted below. Apparently you can claim for the difference in value but that isn't straightforward.

"For instance, a dealer may knock hundreds or even thousands of dollars off your trade based on a previous accident. "

juddcampbell

Original Poster:

65 posts

117 months

Sunday 13th August 2017
quotequote all
also, the minimum insurance one can carry in Kentucky is $10,000 in property damage.

This means that if we are looking at $12k in repairs her insurance will pay out $10,000 and I need to take her to court to get the remaining amount. not a good situation.

cayman-black

13,268 posts

247 months

Sunday 13th August 2017
quotequote all
Flugplatz said:
Diminished value claim?
It will make ZERO difference to its value???




And her insurance covers it regardless.

I dont get your post at all?
This. Don't worry!

Sorry just seen its the US, crazy for sure ! Good job its not a write off then.

Edited by cayman-black on Sunday 13th August 16:16

anonymous-user

85 months

Sunday 13th August 2017
quotequote all
juddcampbell said:
also, the minimum insurance one can carry in Kentucky is $10,000 in property damage.

This means that if we are looking at $12k in repairs her insurance will pay out $10,000 and I need to take her to court to get the remaining amount. not a good situation.
What a crazy system!

shinjuku

477 posts

112 months

Sunday 13th August 2017
quotequote all
Good luck OP. Seems like a ridiculous system in the US. I'll remember this.

Try 6speedonline? Lots of US owners there.

Sheepshanks

41,346 posts

150 months

Sunday 13th August 2017
quotequote all
garyhun said:
juddcampbell said:
also, the minimum insurance one can carry in Kentucky is $10,000 in property damage.

This means that if we are looking at $12k in repairs her insurance will pay out $10,000 and I need to take her to court to get the remaining amount. not a good situation.
What a crazy system!
Presumably OP has insurance to cover it. I've seen it argued that if you choose to drive a car that's going to be expensive to repair then it should be at your risk. I think some States still have the system where you cover your own damage.

Flugplatz

1,955 posts

276 months

Sunday 13th August 2017
quotequote all

Sorry, I didnt realise it was USA hence my misunderstanding.


DB9VolanteDriver

2,661 posts

207 months

Sunday 13th August 2017
quotequote all
juddcampbell said:
also, the minimum insurance one can carry in Kentucky is $10,000 in property damage.

This means that if we are looking at $12k in repairs her insurance will pay out $10,000 and I need to take her to court to get the remaining amount. not a good situation.
You are quite wrong. Property damage is not car damage. There are no limits on damage to someone else's car.

V12PJN

47 posts

190 months

Sunday 13th August 2017
quotequote all
You can claim for this in the UK

It is called 'diminution'


justinio

1,180 posts

119 months

Sunday 13th August 2017
quotequote all
V12PJN said:
You can claim for this in the UK

It is called 'diminution'
Not much help for the OP though.

Manx V8V

482 posts

113 months

Sunday 13th August 2017
quotequote all
I feel your pain, looking at that damage I don't know how you kept your cool with them!!

It doesn't look like the driver stopped on first contact with your car but carried on for a few feet despite probably hearing and feeling what was happening, unless they were driving a tank!! But at least they had the decency to hang around for you and didn't just drive off.

I witnessed a parking shunt a few years ago as I walked across a car park where a woman turned too tight out of a parking spot and on hitting the other car hard enough to stop her vehicle, she simply put her foot down harder and started to push it out of the way before driving off, she then spotted me scribbling down her registration number so did a circle of the car park and came back to face the music, I'm pretty sure if she hadn't seen me and realised she wasn't going to get away with it she would have just driven off.

She was in a beaten up old 4x4 and had done a considerable amount of damage to an Immaculate BMW saloon.

I only take my Aston anywhere if I know I have access to a good parking spot when I get there, it's a nuisance not being able to fully enjoy the car sometimes, but my particular pet hate is people who swing their doors against other cars when getting in and out, instead of just taking a little care.

Anyway I hope you get sorted with no overall loss of value.

embdenb

170 posts

134 months

Sunday 13th August 2017
quotequote all
shinjuku said:
Good luck OP. Seems like a ridiculous system in the US. I'll remember this.

Try 6speedonline? Lots of US owners there.
I would not say it's a ridiculous system at all. Think about it, if a car was repaired chances are it's never quite as "perfect" as an un- repaired car. Depending on what shop does the repair that car could be significantly worse.
When buying a car we always check the carfax which lists all accidents against the car in question.

wtdoom

3,742 posts

239 months

Sunday 13th August 2017
quotequote all
I can't help with anything but I am very sorry for what happened to your car and I hope everything gets sorted out

shinjuku

477 posts

112 months

Sunday 13th August 2017
quotequote all
embdenb said:
I would not say it's a ridiculous system at all. Think about it, if a car was repaired chances are it's never quite as "perfect" as an un- repaired car. Depending on what shop does the repair that car could be significantly worse.
When buying a car we always check the carfax which lists all accidents against the car in question.
I really meant the idea that a non-fault incident leaves the person not at fault out of pocket. Not only should the repairs be covered, but some compensation to loss in value.

Depending on the scale of the repair, it's similar in the UK regarding vehicle history.

popeyewhite

23,087 posts

151 months

Sunday 13th August 2017
quotequote all
Don't declare it to your insurers, find a respected bodyshop nearer to you and get the dozy woman who hit you to pay for it?